Pre-approved for Rakuten Cash Back Visa Card but 7 -10 days

[maxgold]

I recenrlty received an email from Rakuten it says "Congratulations! You're pre-approved + get a $30 bonus".

I applied the card yesterday but the result was "

Thank you for applying for the Rakuten Cash Back Visa Credit Card. You will receive a response by mail within 7-10 days. Please call 1-855-697-4740 with any questions."

Is it a denial or should I call that number to find out?

Thank You!

[Anonymous]

Call or wait... the 7-10 message is usually the FCRA way of saying kick rocks.

[Anonymous]

The 3-5 day message for Synch cards is the most preferable non-immediate approval. Usually means they just need to verify your information/identity.

7-10 days usually means declined.

[Anonymous]

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@maxgold wrote:

I recenrlty received an email from Rakuten it says "Congratulations! You're pre-approved + get a $30 bonus".

I applied the card yesterday but the result was "

Thank you for applying for the Rakuten Cash Back Visa Credit Card. You will receive a response by mail within 7-10 days. Please call 1-855-697-4740 with any questions."

Is it a denial or should I call that number to find out?

Thank You!

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sorry but...it's a denial. those a-holes just denied me too. same message. SMH 

[FinStar]

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@Anonymous wrote:
The 3-5 day message for Synch cards is the most preferable non-immediate approval. Usually means they just need to verify your information/identity.

7-10 days usually means declined.

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Actually, that's not really accurate.  In my experience with 2 SYNCB pre-approved offers (Cathay Pacific for instance), the 7-10 'splash' message was simply additional verification requirements once I received the snail mail notice. In a variety of cases it can be a denial especially with cold apps, but not always. 

@maxgold, let us know how it turns out for you. 

[Anonymous]

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@FinStar wrote:

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@Anonymous wrote:
The 3-5 day message for Synch cards is the most preferable non-immediate approval. Usually means they just need to verify your information/identity.

7-10 days usually means declined.

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Actually, that's not really accurate.  In my experience with 2 SYNCB pre-approved offers (Cathay Pacific for instance), the 7-10 'splash' message was simply additional verification requirements once I received the snail mail notice. In a variety of cases it can be a denial especially with cold apps, but not always. 

@maxgold, let us know how it turns out for you. 

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I was speaking from experience, of personal opinion. So, yes, it may vary but it doesn't make it any less accurate. 

[Meanmchine]

Sorry OP