Pre qual from Amex!?

[Anonymous]

Well today I turned 21 so I checked out my pre approvals. Might apply next month.

https://i.snag.gy/3UWDl9.jpg

This is partially a follow up to this: http://ficoforums.myfico.com/t5/Credit-Card-Applications/Credit-Questions-New-card/m-p/5242043

[Anonymous]

Happy Birthday!

[Anonymous]

Do you have a FICO score? I've read Amex requires it, so you'll need 6mo of credit history. I applied on the first day I had a FICO score, very thin file, 6mo w/CapitalOne. Got approved immediately for BCE.

[Anonymous]

I do have Fico and Vantage scores.

All three vantage scores are 725+.

Lowest being EQ.

My fico scores are all 720+ with the exception of EQ at 708 (Schwab did a hard pull when I got their brokerage account $%^& them but I still like their brokerage account and products).

Credit history is just over 6 months since my dad added me to his UAL Explorer card as an AU (my first experiance with credit).

Still cant decide on what card my dad said he will co sign for. I am debating between these three also ill probably do that after I apply for this other amex card and probably a few months apart so nothing suspicious arises:

Bank of America cash rewards

Bank of America travel rewards

US Bank travel rewards visa (not amex)

And one more thing what is the minimum spend on the amex cards?

[Adkins]

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@Anonymous wrote:

I do have Fico and Vantage scores.

All three vantage scores are 725+.

Lowest being EQ.

My fico scores are all 720+ with the exception of EQ at 708 (Schwab did a hard pull when I got their brokerage account $%^& them but I still like their brokerage account and products).

Credit history is just over 6 months since my dad added me to his UAL Explorer card as an AU (my first experiance with credit).

Still cant decide on what card my dad said he will co sign for. I am debating between these three also ill probably do that after I apply for this other amex card and probably a few months apart so nothing suspicious arises:

Bank of America cash rewards

Bank of America travel rewards

US Bank travel rewards visa (not amex)

And one more thing what is the minimum spend on the amex cards?

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There isn't one. Now there can be a minimum spend amount to get a sign up bonus when you first open the card though.