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Pre qualification site for BofA.

NoMoreE46
Valued Contributor

Pre qualification site for BofA.

So it is active but I don't know if it was ever not active.

 

https://secure.bankofamerica.com/secure-offers/public/customizedOffers/

 

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Message 1 of 13
12 REPLIES 12
OmarGB9
Community Leader
Super Contributor

Re: Pre qualification site for BofA.

Link doesn't load.


Last App: 12/27/2021
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Message 2 of 13
Ilinferno
Established Contributor

Re: Pre qualification site for BofA.

Put in my info and all it states is "we recommend"...no APR or limit. It does say the offer is good for todays date only but I have a feeling this is iffy as a pre-qual at best.



Message 3 of 13
coldfusion
Community Leader
Super Contributor

Re: Pre qualification site for BofA.


@Ilinferno wrote:

Put in my info and all it states is "we recommend"...no APR or limit. It does say the offer is good for todays date only but I have a feeling this is iffy as a pre-qual at best.


It's fairly well known that the online BoA prequals are marketing tools, the recommendations are not tied to verification of your creditworthiness.



(1/2022)
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Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 4 of 13
NoMoreE46
Valued Contributor

Re: Pre qualification site for BofA.

Thanks for the clarification @coldfusion .

 

 

Given the above, Click on the Continue without  signing in Option if you still want now @OmarGB9.

Amazon Prime Store 10,000
Apple Card GS 14,000
Barclays Rewards 17,000
Cap One Savor 5,000
Cap One Venture X 30,000
Citi Custom Cash 8,000
Discover It 20,500
PenFed Plt Rewards 15,000
PNC Points 12,000
Target Redcard MC 13,000
WF Active Cash 10,000
WF Propel 21,000
Message 5 of 13
OmarGB9
Community Leader
Super Contributor

Re: Pre qualification site for BofA.


@coldfusion wrote:

@Ilinferno wrote:

Put in my info and all it states is "we recommend"...no APR or limit. It does say the offer is good for todays date only but I have a feeling this is iffy as a pre-qual at best.


It's fairly well known that the online BoA prequals are marketing tools, the recommendations are not tied to verification of your creditworthiness.


Agreed, notice the verbiage: "we recommend..."

 

It does not say anything about prequalifying.


Last App: 12/27/2021
Penfed Power Cash Rewards Visa Signature

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 6 of 13
AverageJoesCredit
Mega Contributor

Re: Pre qualification site for BofA.

BOA recommends i get some assets....preferably with them😊

Message 7 of 13
M_Smart007
Legendary Contributor

Re: Pre qualification site for BofA.


@AverageJoesCredit wrote:

BOA recommends i get some assets....preferably with them😊


@AverageJoesCredit,

Average Joe's doggy.png

Message 8 of 13
ByrdMan
Moderator Emeritus

Re: Pre qualification site for BofA.


@M_Smart007 wrote:

@AverageJoesCredit wrote:

BOA recommends i get some assets....preferably with them😊


@AverageJoesCredit,

Average Joe's doggy.png


I can't ever prequalify on BoA, because they don't recognize my address. Really, BoA? I don't know where I live?

 

 






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Message 9 of 13
SPChaser
Established Contributor

Re: Pre qualification site for BofA.


@coldfusion wrote:

@Ilinferno wrote:

Put in my info and all it states is "we recommend"...no APR or limit. It does say the offer is good for todays date only but I have a feeling this is iffy as a pre-qual at best.


It's fairly well known that the online BoA prequals are marketing tools, the recommendations are not tied to verification of your creditworthiness.


Was about to post something similar to this. Thank you @coldfusion . You can't trust those BOA prequalification notices. 

“Play the game, but don't believe in it“
Message 10 of 13
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