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Pretty new to CC wondering how long to wait to app for #2

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cr101
Established Contributor

Re: Pretty new to CC wondering how long to wait to app for #2

this is your first card? i'd wait a few more months to show future creditors your payment history...even though you have a pqual. best of luck, and if you're declined by discover, i'd apply for 1 of their secured cards, build a good payment history while you wait for your $200 card to become unsecured, and then *possibly* apply for a 3rd card in about 8 months when your secured card graduates. best of luck!

Message 11 of 12
Mr_Mojo_Risin
Senior Contributor

Re: Pretty new to CC wondering how long to wait to app for #2

I've decided to wait. I've been PIF as I go just to keep it low then letting just 1% or so show. I'll do that for awhile and then give it a go. Thanks for the advice!

 

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Message 12 of 12
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