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Agreed, Jay! Do both!
@jayman2143 wrote:
@Anonymous wrote:
@jayman2143 wrote:
@Anonymous wrote:
@jayman2143 wrote:Well this is embarrassing! I honestly did not even think to ask for both. I'm also rather surprised that there online chat feature is available right now (11:20PM EST). Unless its overseas?
I'm more surprised when I get a CapOne rep that ISN'T overseas.
Yeah, you're right. How do you like your QuickSilver card? I really don't deal a lot with CapitalOne and in the past I only used the card for small purchases (gas). Hopefully it's worth the change
It's fine if you don't have better rewards options. Unfortunately for me, I applied for their cards when my credit wasn't as good and i'm stuck in rebuilder hell with them.
As in low limits/High interest rates?
$3,000 on my QS Visa, $4,000 my QS WMC.
Both at pretty high APR's.
@Anonymous wrote:
@jayman2143 wrote:
@Anonymous wrote:
@jayman2143 wrote:
@Anonymous wrote:
@jayman2143 wrote:Well this is embarrassing! I honestly did not even think to ask for both. I'm also rather surprised that there online chat feature is available right now (11:20PM EST). Unless its overseas?
I'm more surprised when I get a CapOne rep that ISN'T overseas.
Yeah, you're right. How do you like your QuickSilver card? I really don't deal a lot with CapitalOne and in the past I only used the card for small purchases (gas). Hopefully it's worth the change
It's fine if you don't have better rewards options. Unfortunately for me, I applied for their cards when my credit wasn't as good and i'm stuck in rebuilder hell with them.
As in low limits/High interest rates?
$3,000 on my QS Visa, $4,000 my QS WMC.
Both at pretty high APR's.
I can't speak from experience but, from what I have read, it seems like CapitalOne does not offer very high limit. Or at least limits that I have seen with other credit companies.
That chat feature was pretty quick and painless! Upgraded my card to the QuickSilver and I am going to request a CLI shortly.



Well, my request for a CLI was denied due to lack of use with the current credit limit. I guess that's what happens when you don't use a card for a year ![]()


