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Product Change or CLI?

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Anonymous
Not applicable

Re: Product Change or CLI?

Agreed, Jay! Do both! 

Message 11 of 14
Anonymous
Not applicable

Re: Product Change or CLI?


@jayman2143 wrote:

@Anonymous wrote:

@jayman2143 wrote:

@Anonymous wrote:

@jayman2143 wrote:

Well this is embarrassing! I honestly did not even think to ask for both. I'm also rather surprised that there online chat feature is available right now (11:20PM EST). Unless its overseas?


I'm more surprised when I get a CapOne rep that ISN'T overseas.


Yeah, you're right. How do you like your QuickSilver card? I really don't deal a lot with CapitalOne and in the past I only used the card for small purchases (gas). Hopefully it's worth the change


It's fine if you don't have better rewards options. Unfortunately for me, I applied for their cards when my credit wasn't as good and i'm stuck in rebuilder hell with them.


As in low limits/High interest rates?


$3,000 on my QS Visa, $4,000 my QS WMC.

 

Both at pretty high APR's.

Message 12 of 14
jayman2143
Valued Member

Re: Product Change or CLI?


@Anonymous wrote:

@jayman2143 wrote:

@Anonymous wrote:

@jayman2143 wrote:

@Anonymous wrote:

@jayman2143 wrote:

Well this is embarrassing! I honestly did not even think to ask for both. I'm also rather surprised that there online chat feature is available right now (11:20PM EST). Unless its overseas?


I'm more surprised when I get a CapOne rep that ISN'T overseas.


Yeah, you're right. How do you like your QuickSilver card? I really don't deal a lot with CapitalOne and in the past I only used the card for small purchases (gas). Hopefully it's worth the change


It's fine if you don't have better rewards options. Unfortunately for me, I applied for their cards when my credit wasn't as good and i'm stuck in rebuilder hell with them.


As in low limits/High interest rates?


$3,000 on my QS Visa, $4,000 my QS WMC.

 

Both at pretty high APR's.


I can't speak from experience but, from what I have read, it seems like CapitalOne does not offer very high limit. Or at least limits that I have seen with other credit companies.

 

That chat feature was pretty quick and painless! Upgraded my card to the QuickSilver and I am going to request a CLI shortly.

Message 13 of 14
jayman2143
Valued Member

Re: Product Change or CLI?

Well, my request for a CLI was denied due to lack of use with the current credit limit. I guess that's what happens when you don't use a card for a year Smiley Surprised

Message 14 of 14
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