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QuicksilverOne vs. Classic Platinum -- HELP

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dallasareaguy
Frequent Contributor

QuicksilverOne vs. Classic Platinum -- HELP

So this has baffled me for awhile now...

 

Capital One offers two cards for "average credit" ... What I can't figure out is this... there is really NO REASON in the world to ever apply for the Classic Platinum if the QuickSilver One gives cash back.. the APR diff is negligible and they both have the same fee.

 

So my real question is this... is there ANY higher chance of a person getting approved for the Classic Platinum over the QS1? I ask because after one year of having the secured platinum Cap One gave me a QS1... and we are trying to work towards the same process for my wife... she is only at 7 months with secured... she wants to try for whichever card she is more likely to get approved.

 

  
CapOne QS
$10,250
 
AMEX Delta Gold
$15,000
 
AMEX BCE
$5,000
 
AMEX BCP
$1,000

AMEX HHonors
$1,600
 
Discover it
$2,000
FICO8 Scores:
EQ: 648
TU: 654
EX: 691

(as of 07/15/2017)
Message 1 of 4
3 REPLIES 3
waters
Regular Contributor

Re: QuicksilverOne vs. Classic Platinum -- HELP

I was always under the impression that the classic was easier to get. You can add 1.5% rewards to the classic with a simple online chat the first day you log into your account which makes them the same unless I'm missing something?
6/2014; EX:621 EQ:627 TU:640
Cards: Capital One WORLD MC (QS): $7500 | Chase Freedom $3500
Sock: Merrick Bank $600 | Barclaycard $1250 | Sportsman's guide visa $2500

Message 2 of 4
Anonymous
Not applicable

Re: QuicksilverOne vs. Classic Platinum -- HELP

I was approved  for both cards the same day. I didn't know I could add rewards to my platinum card though. That's cool! How do I send a chat? 

Message 3 of 4
waters
Regular Contributor

Re: QuicksilverOne vs. Classic Platinum -- HELP

Once logged in on the right click the envelope. When the next page loads wait a second or two then the chat button will appear
6/2014; EX:621 EQ:627 TU:640
Cards: Capital One WORLD MC (QS): $7500 | Chase Freedom $3500
Sock: Merrick Bank $600 | Barclaycard $1250 | Sportsman's guide visa $2500

Message 4 of 4
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