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REI Mastercard approval

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emc77
New Member

REI Mastercard approval

I applied for this card yesterday and got the “you’ll get an answer in 7-10 days” message... which makes me worried it’s a denial. Anyone have experience with them or US bank? I have a pretty good report... 720s across the board, only 1 inquiry last year... so not sure why a store card like this one would deny me. Thanks!!
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2 REPLIES 2
AverageJoesCredit
Legendary Contributor

Re: REI Mastercard approval

Hello, Welcome, im having your post moved to apps for better coverage. Good luck on getting this card. Smiley Happy
Message 2 of 3
iheartwings
Valued Contributor

Re: REI Mastercard approval


@emc77wrote:
I applied for this card yesterday and got the “you’ll get an answer in 7-10 days” message... which makes me worried it’s a denial. Anyone have experience with them or US bank? I have a pretty good report... 720s across the board, only 1 inquiry last year... so not sure why a store card like this one would deny me. Thanks!!

US Bank will often manually review applications, so don't take this as a denial.

 

I applied for the card in 2014 and was not instantly approved either. In fact, I was waiting for my denial letter and was pleasantly surprised to receive a thick envelope with a new card a week later. 

 

HTH.

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