Barclaycard Rewards card

[Anonymous]

Well here it is: I have only one cc which is secured at $200 credit line. I have seven months of payments at 2-4% utilization. Baddies are $90.00 paid CO and $358.00 unpaid CO. Both CO's will age off TU early next year. Plus I have a paid federal tax lien that ages off in 2019. No hard pull inquiries. Same job 3+plus yrs @ $55k. What do you think the odds are for getting approved for this card?

TU Fico 8 score 666

[SouthJamaica]

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@Anonymous wrote:
@Anonymous here it is: I have only one cc which is secured at $200 credit line. I have seven months of payments at 2-4% utilization. Baddies are $90.00 paid CO and $358.00 unpaid CO. Both CO's will age off TU early next year. Plus I have a paid federal tax lien that ages off in 2019. No hard pull inquiries. Same job 3+plus yrs @ $55k. What do you think the odds are for getting approved for this card?

TU Fico 8 score 666

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I think your odds are good of getting approved.

And it's a good card, btw.

And welcome to MyFICO Forum

[Pway]

I think you would be approved.  This is one of the easy cards to get with Barclay's.  

[creditguy]

Very good, best of luck.

[Anonymous]

Your odds look very good from here I have larger CO's that are two years old and I was approved for one last month. Plus my score was 619 TU at applying.

[Anonymous]

Thanks everyone for the advice. I'll let you know my results after pulling the trigger.

[Anonymous]

I need to correct that lien. The lien is a state lien.

[KSK1912]

I think your odds are good. Also, try aplle visa card on the same day. It usually yields better SL for the credit report and you can do 2 for 1 as Barclays will combine both HP in to 1 HP if applied the same day. I got approved for this card after a recon with $1K SL and same evening got instant approval for Apple Rewards for $2K. You can keep both for about 6 months, get auto cli on both, then combine the cards  to 1 card with a higher CL. Barclays will let you do it as long as one card has 0 balance.

[SouthJamaica]

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@KSK1912 wrote:

I think your odds are good. Also, try aplle visa card on the same day. It usually yields better SL for the credit report and you can do 2 for 1 as Barclays will combine both HP in to 1 HP if applied the same day. I got approved for this card after a recon with $1K SL and same evening got instant approval for Apple Rewards for $2K. You can keep both for about 6 months, get auto cli on both, then combine the cards  to 1 card with a higher CL. Barclays will let you do it as long as one card has 0 balance.

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I disagree.

1. The Apple card is specialized card, not that useful for most people.

2. i don't think Barclays will grant 2 credit cards so close together.

[Anonymous]

I do have to agree SouthJamaica, I have read where Barclays will hold an app for a week after approval of the first card. Then they deny the second card.