Help w/ DCU CC

[wacdenney]

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@Anonymous wrote:

So they approved me knowing I don't have an account with them? Lol. I applied for a savings but I need to reinstate my Mass License so its on hold. They need a photo id to accept me thats not expired. BLAH

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Yes, they will approve you contingeint upon joining the CU.  I think if you are unable to join they simple never fund the credit account.

Honestly, I'm not really sure about what would happen.  Maybe someone else will chime in.

[Anonymous]

You may be right.

I want to bank with them anyway. I just need a active photo id. I've been trying to reinstate my license but my area has been pounded with 5 feet of snow past couple weeks. It sucks.

Maybe i'll go to rmv and just get a mass id this week.

[cyclesport45]

I do all my banking with DCU, including VISA, car loan (1.49%), just applied for mortgage (2.750%, 15 year!).  Anyways, I pay my DCU VISA by just transferring from my (free) checking to the VISA.  Takes 10 seconds. 

[09Lexie]

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@wacdenney wrote:

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@Anonymous wrote:

So they approved me knowing I don't have an account with them? Lol. I applied for a savings but I need to reinstate my Mass License so its on hold. They need a photo id to accept me thats not expired. BLAH

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Yes, they will approve you contingeint upon joining the CU.  I think if you are unable to join they simple never fund the credit account.

Honestly, I'm not really sure about what would happen.  Maybe someone else will chime in.

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Correct, without an active membership the credit card approval is void. 

Some have had issues with being accepted; which is why it's always wise to establish membership before applying for credit. 

Good luck

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