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Reapply for Citi Aadvantage Platinum select

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villemiami
Frequent Contributor

Reapply for Citi Aadvantage Platinum select

I got denied for a Citi Aadvantage Platinum select. When can I reapply?


FICO 8 scores 12/2025
EX-752
EQ-782
TU-767
Message 1 of 5
4 REPLIES 4
Jnbmom
Credit Mentor

Re: Reapply for Citi Aadvantage Platinum select


@villemiami wrote:

I got denied for a Citi Aadvantage Platinum select. When can I reapply?


What was their reasoning for the denial ?

EXP 780 EQ 796 TU 810
Message 2 of 5
CreditCuriosity
Moderator Emeritus

Re: Reapply for Citi Aadvantage Platinum select

Usually 30 days after...  Citi has tightened up in last year or so what was denial reason?  If you have more than 1 new account reporting in last 6 months i would likely hold off if new account related.

Message 3 of 5
villemiami
Frequent Contributor

Re: Reapply for Citi Aadvantage Platinum select

The reason is "Your total annual income does not meet our minimum income requirements". I was planning of adding the child support I receive to the annual income I stated.


FICO 8 scores 12/2025
EX-752
EQ-782
TU-767
Message 4 of 5
CreditCuriosity
Moderator Emeritus

Re: Reapply for Citi Aadvantage Platinum select


@villemiami wrote:

The reason is "Your total annual income does not meet our minimum income requirements". I was planning of adding the child support I receive to the annual income I stated.


If that makes the difference then wait 30 days from denial and try again although with that said they might ask for proof of income so be prepared to provide that as they have record of your income this last application and now they will see a bump 30 days later might cause them to raise their eyebrows depending by how much etc.  Best of luck

Message 5 of 5
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