Received a pre-approval from Cap1 in the mail for a secure card, should I accept it....

[Anonymous]

Should I accept the offer from Capitol one? Currently I have an unsecure Cap 1 card, Secure Discover and Secure BofA cards. WIll a secure Cap 1 card really benefit me since I have the unsecure Journey Card?

[Anonymous]

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@Anonymous wrote:

Should I accept the offer from Capitol one? Currently I have an unsecure Cap 1 card, Secure Discover and Secure BofA cards. WIll a secure Cap 1 card really benefit me since I have the unsecure Journey Card?

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You already have two secured card no need to get another, plus you have a unsecured Cap1 card let that grow. It will not benefit you and taking 3 hit. Every now and then check cap1 for prequal when your scores go up.

[Vegas4Play]

+1 whay take a 3 pull hit for ANOTHER secured card.

[dragontears]

I have to agree, you already have at least 3 cards with one of them being an unsecured Cap1 card, getting a secured Cap1 card (which will never graduate into an unsecured cared) is not going to significantly help your profile.

[Anonymous]

Thank you all for the advice. Greatly appreciated. Won't be getting the card.