Recent Bank of America Credit Card Application

[NRB525]

OP, what is your credit profile like? If you are new to credit, maybe just work with the cards you have been given to build up that file of history?

I've had two BofA cards, from 2001 and 2006. Higher limits before, but that was pre-2008. Lots of balance transfers, they are two of my best interest rate cards, and no issues with them.

It may just be that your credit profile isn't ready to be picked up by a lot of banks yet. That doesn't mean it never will, it just means that the credit road is a long one, and the simple thing banks look at is your credit file.

Good luck!

[gingerflower]

+1 Bofa is an awesome bank. Been with them 7 yrs with checking, direct deposit and 3 cc's. Good luck.

[CreditCuriosity]

This is what is great about this forum.... You can hear the postive and negative experiences about lenders and peoples experiences and a person can make a judgement call based off peoples experiences.  Along with collecting alot of important information that will ulimately help you either way it goes.

[Anonymous]

Isnt it great?

[FinStar]

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@Anonymous wrote:
Isnt it great?

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Oh indeed Nixon, indeed