Recommended Card To Apply For Before Gardening

Anonymous · ‎09-03-2015

I would like one more good card before I start gardening for a year or more. UPDATE: Just gonna garden until next year. The cards I want don't like BK's or under 4/5 years.

I have 6 CO's that I paid off this year

AAOA is 2 years at the moment

UTIL 16%

BK7-2011

10 Accounts in good standing

3 Car loans paid and working on 4th at the moment

$52k Annually

EX-4 INQ-1 falling off end this year

EQ-12 INQ-7 falling off end this year

TU-9 INQ-1 falling off end this year

No balances on these cards:

AU-JCP$4000-2004-Showing all 3

AU-Cap One Platinum$1500-2003-Not showing yet on my CR's-Added 2 weeks ago

AU-Cap One Platinum$1000-2003-Showing all 3

Just applied through SCT for Buckle,Express,JCrew since last Monday

JCrew is showing on TU & EX as of 9/3

Buckle not showing

Express not showing

Just cancelled First Premier,Verve,OpenSky today(Had them for a year). Will be cancelling First Savings after I pay this off on the 1st.

kdm31091 · ‎09-03-2015

What do you need card wise? Anything? Are you applying for something else just because?

If you don't have a card you really want, I'd just garden.

Callandra · ‎09-03-2015

I got to agree with KDM here -- if there's nothing you really want, you may as well garden for now. You have more than enough to build/garden with as it is.

Quicksilver $10,000 | Better Balance Rewards $2000 | Sallie Mae $3500 | Freedom $3500

Last HP: 9/27/2015

Anonymous · ‎09-03-2015

I'm locked and loaded for gardening. Can't get any good cards from calling around.

bodyboy1 · ‎09-04-2015

I'm not agreeing with anyone... Barneys or Carsons! & you already have the other good 1! JCrew!.. Automated love button every 31 days huge cli's ... Be patient
@Anonymous wrote:
I would like one more good card before I start gardening for a year or more. UPDATE: Just gonna garden until next year. The cards I want don't like BK's or under 4/5 years.

I have 6 CO's that I paid off this year
AAOA is 2 years at the moment
UTIL 16%
BK7-2011
10 Accounts in good standing
3 Car loans paid and working on 4th at the moment
$52k Annually
EX-4 INQ-1 falling off end this year
EQ-12 INQ-7 falling off end this year
TU-9 INQ-1 falling off end this year

No balances on these cards:
AU-JCP$4000-2004-Showing all 3
AU-Cap One Platinum$1500-2003-Not showing yet on my CR's-Added 2 weeks ago
AU-Cap One Platinum$1000-2003-Showing all 3

Just applied through SCT for Buckle,Express,JCrew since last Monday
JCrew is showing on TU & EX as of 9/3
Buckle not showing
Express not showing

Just cancelled First Premier,Verve,OpenSky today(Had them for a year). Will be cancelling First Savings after I pay this off on the 1st.

Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!

Anonymous · ‎09-05-2015

Did you try running any soft pull pre-quals like Amex and Chase? You're scores are similar to mine and I was approved for both.

Anonymous · ‎09-06-2015

@Anonymous wrote:
Did you try running any soft pull pre-quals like Amex and Chase? You're scores are similar to mine and I was approved for both.

I got nothing on Chase. I called them and they said wait until my BK7 is off.

I got nothing on Amex. I called them and they said wait until my BK7 is atleast 5 years old.

I really wanted the Cap One Venture, but that has never showed up.

It's fine, I will garden until later next year.