Did they send you a counteroffer letter? I'm not sure they would under your circumstances but I didn't get an actual manual review until I explained the illegitimacy of the reasons in their CL counteroffer letter. If you could do that, maybe you'd stand a better chance of a manual review (assuming one hasn't really been done yet). Otherwise, I'd just wait it out and reapply like you said.
They only sent me a counteroffer after the initial review of my application. The only reason for my denial was "Frequency of Financing" and said this was because I had too many credit cards in the last 6 months. I believe they sent my application to recon, I just dislike how they don't allow you to speak to underwriting and you must go through the credit department.
The only way I will re-apply for this card is if they offer me a pre-approval without a hard pull.
