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Rejected by Chase for too many cards

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Anonymous
Not applicable

Rejected by Chase for too many cards

I was trying to get one of the Hyatt cards.  My application went into permanent review, to a point where they lost the application.  Meanwhile, wife's Hyatt application got denied because she had opened up a Ritz, CSP, Citi Prestige in a matter of a week.  I asked them to lower the Ritz's limit to account for the Hyatt, but that was a no go.  Free ride is over Smiley Sad

Message 1 of 29
28 REPLIES 28
taxi818
Super Contributor

Re: Rejected by Chase for too many cards


@Anonymous wrote:

I was trying to get one of the Hyatt cards.  My application went into permanent review, to a point where they lost the application.  Meanwhile, wife's Hyatt application got denied because she had opened up a Ritz, CSP, Citi Prestige in a matter of a week.  I asked them to lower the Ritz's limit to account for the Hyatt, but that was a no go.  Free ride is over Smiley Sad


So im guessing you called and spoke to a rep about your application status? How many post here at my fico. When doing a co branded card and long as you were not denied to let the application ride and the computer make the decision. More than likely you would have been approved. I just got my marriott last month and with 13 new accounts in the last year. now 15. no problems it was also under review. but i did not call. After 10 days. it showed up in my profile. 5k. that is the key. For sure their regular cards are instant denial for too many accounts.

Freedom. Slate, Csp, but co brnded can be had if you don't call lending.

Message 2 of 29
ddemari
Super Contributor

Re: Rejected by Chase for too many cards

op- what does permanet review mean? like taxi said, u called them about it? when I applied for Marriott it took about 15 days for the status to go from 2 weeks to approved. wait it out with these chase cards, let the system takes its time and yes it took like 3 weeks for me to get my card, in the end i got it without any problems. 

Message 3 of 29
Anonymous
Not applicable

Re: Rejected by Chase for too many cards

They ask us to call on the screen, didn't say to wait it out.  It says we have to call to verify some information.  

Message 4 of 29
B335is
Moderator Emeritus

Re: Rejected by Chase for too many cards

Sorry to hear. Chase does that sometimes - not just a flat out approval or pending - it says something like "we need you to call us....."
Message 5 of 29
12njoy
Super Contributor

Re: Rejected by Chase for too many cards


@Anonymous wrote:

I was trying to get one of the Hyatt cards.  My application went into permanent review, to a point where they lost the application.  Meanwhile, wife's Hyatt application got denied because she had opened up a Ritz, CSP, Citi Prestige in a matter of a week.  I asked them to lower the Ritz's limit to account for the Hyatt, but that was a no go.  Free ride is over Smiley Sad


Sorry OP.  Sounds like me and chase.  Any new app from me goes into pending and stays that way until I call in.  No more Chase apps for me.

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 6 of 29
Anonymous
Not applicable

Re: Rejected by Chase for too many cards

I got 100K in credit limit in one week, so I can't complaint.  Still, I really want those free nights at Fairmont (I did have some reservation once I hear about the haunted hotel in London) and Hyatt

Message 7 of 29
Anonymous
Not applicable

Re: Rejected by Chase for too many cards

I app'ed about 3 weeks ago for CHASE Disney and got the 7-10 days email so I figured I was denied so today when I logged into my account this morning I seen a new Disney Chase card in my account with a 3k starting limit. Would like to get the Marriot card but for right now let me soak in this Disney Approval...Mickey here I come!!!

Message 8 of 29
OmarGB9
Community Leader
Super Contributor

Re: Rejected by Chase for too many cards

Yes the status screen will tell you to call, but you shouldn't call. If chase really needs to verify info, they'll call *you* and/or mail you a letter. Sorry about the denial.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 9 of 29
12njoy
Super Contributor

Re: Rejected by Chase for too many cards


@Anonymous wrote:

I got 100K in credit limit in one week, so I can't complaint.  Still, I really want those free nights at Fairmont (I did have some reservation once I hear about the haunted hotel in London) and Hyatt


I have the Fairmont Visa and the free nights are really one a one time benefit unless you plan to spend thousands of dollars to get them the 2nd year.  This card works differently than Hyatt, Marriott or IHG.  You have to spend so much each year to get free nights with Fairmont.  Mine will be gone at anniversay time next year.

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 10 of 29
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