Ritz Carlton app

[bigbang91]

Hi guys, so i still want 1 hotel card in my collection b4 gardening for the rest of the year. I will PC my UE to IHG if chase allow and app for Ritz after my Amex's CLI this week. My question is: is it true that Chase is very generous in handing out cli for this particular card? They have never given me any 5 digits limit. I kind of wanting my 1st premium Chase card to have 5 digit limit. 3 new accts(2 reported)  including 1 chase(have not reported) 

Current card's limits:

AMEX 20.1K-0.6-2

BOA 17.5K

CITI 15K-7K

CHASE :12-8-6-6

AMAZON 4K

DISCOVER IT 4.5K

Barclay 6k

[chalupaman]

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@bigbang91 wrote:

Hi guys, so i still want 1 hotel card in my collection b4 gardening for the rest of the year. I will PC my UE to IHG if chase allow and app for Ritz after my Amex's CLI this week. My question is: is it true that Chase is very generous in handing out cli for this particular card? They have never given me any 5 digits limit. I kind of wanting my 1st premium Chase card to have 5 digit limit. 3 new accts(2 reported)  including 1 chase(have not reported) 

Current card's limits:

AMEX 20.1K-0.6-2

BOA 17.5K

CITI 15K-7K

CHASE :12-8-6-6

AMAZON 4K

DISCOVER IT 4.5K

Barclay 6k

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I think you should look at Mariott Premier if you don't already have it. I'd get Ritz later when the big sign up bonus returns.

If you still want it anyway, then yes, Chase is very generous with this card in particular and limits.

[Anonymous]

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@bigbang91 wrote:

Hi guys, so i still want 1 hotel card in my collection b4 gardening for the rest of the year. I will PC my UE to IHG if chase allow and app for Ritz after my Amex's CLI this week. My question is: is it true that Chase is very generous in handing out cli for this particular card? They have never given me any 5 digits limit. I kind of wanting my 1st premium Chase card to have 5 digit limit. 3 new accts(2 reported)  including 1 chase(have not reported) 

Current card's limits:

AMEX 20.1K-0.6-2

BOA 17.5K

CITI 15K-7K

CHASE :12-8-6-6

AMAZON 4K

DISCOVER IT 4.5K

Barclay 6k

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Your posts says 'CLI' but I'll assume that you mean credit limit.  I wouldnt say that that they are any more generous with this card than their other products.  Once they have established the types of credit limits that they will give you than you can expect more of the same.  Additionally Chase has an internal limit for you so that may also affect your limit.  If approved and the limit isn't high enough you can always shift some from your other Chase products.    I wouldn't apply for the card just to get some potential limit.  You need to apply for the product because you stay in Marriott or Ritz properties.  In your case I would t expect some huge jump in an initial credit limit from your other Chase products.

[Anonymous]

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@bigbang91 wrote:

Hi guys, so i still want 1 hotel card in my collection b4 gardening for the rest of the year. I will PC my UE to IHG if chase allow and app for Ritz after my Amex's CLI this week. My question is: is it true that Chase is very generous in handing out cli for this particular card? They have never given me any 5 digits limit. I kind of wanting my 1st premium Chase card to have 5 digit limit. 3 new accts(2 reported)  including 1 chase(have not reported) 

Current card's limits:

AMEX 20.1K-0.6-2

BOA 17.5K

CITI 15K-7K

CHASE :12-8-6-6

AMAZON 4K

DISCOVER IT 4.5K

Barclay 6k

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Chase does have a limit of how many cards one can have.  Assuming you have not reached your Max, a 5 digit line will depend on several factors as you already know.  Personally, I'd wait a bit if I were in your shoes to have the accounts age.  

[bigbang91]

@Irish80,yes i plan on treating my parents to a nice Ritz or top tier Marriott in Europe for their ruby anniversary . And IHG for some stay in Asia+aus in summer. Just that i have never received a 5 digit initial limit, and since the ritz is a premium one i would love a cli for it. Btw, all my chase's cards initial limit is 5-6k,so idk! 

[Anonymous]

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@bigbang91 wrote:

@Anonymous,yes i plan on treating my parents to a nice Ritz or top tier Marriott in Europe for their ruby anniversary . And IHG for some stay in Asia+aus in summer. Just that i have never received a 5 digit initial limit, and since the ritz is a premium one i would love a cli for it. Btw, all my chase's cards initial limit is 5-6k,so idk! 

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You have $12K on one of your Chase products now?  If you apply for the ritz and only get $5K CL, you can always move some from the $12K card to the Ritz.

[bigbang91]

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@Anonymous wrote:

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@bigbang91 wrote:

Hi guys, so i still want 1 hotel card in my collection b4 gardening for the rest of the year. I will PC my UE to IHG if chase allow and app for Ritz after my Amex's CLI this week. My question is: is it true that Chase is very generous in handing out cli for this particular card? They have never given me any 5 digits limit. I kind of wanting my 1st premium Chase card to have 5 digit limit. 3 new accts(2 reported)  including 1 chase(have not reported) 

Current card's limits:

AMEX 20.1K-0.6-2

BOA 17.5K

CITI 15K-7K

CHASE :12-8-6-6

AMAZON 4K

DISCOVER IT 4.5K

Barclay 6k

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Chase does have a limit of how many cards one can have.  Assuming you have not reached your Max, a 5 digit line will depend on several factors as you already know.  Personally, I'd wait a bit if I were in your shoes to have the accounts age.  

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my UX-FD is almost 2 years old, CSP is a year, and BA a month. For the 3 UX,FD,CSP, almost all of my spending ,even tuition are on them,never carry balance more than 2 months, annual cap 100k+. Yet no CLI, and as you know my new BA wass approved with minimal cli of 6k. I understand chase is not the one to match credit limit,but i've seen ppl get crazy big limit for this card.So one can only hope lol

[bigbang91]

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@Anonymous wrote:

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@bigbang91 wrote:

@Anonymous,yes i plan on treating my parents to a nice Ritz or top tier Marriott in Europe for their ruby anniversary . And IHG for some stay in Asia+aus in summer. Just that i have never received a 5 digit initial limit, and since the ritz is a premium one i would love a cli for it. Btw, all my chase's cards initial limit is 5-6k,so idk! 

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You have $12K on one of your Chase products now?  If you apply for the ritz and only get $5K CL, you can always move some from the $12K card to the Ritz.

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thats my CSP,cant move, spend alot on it,me and my 2 little sibling,as well as my business xpense on it.and am i correct if VS require min 5k??thats reason i cant move limit away from the other cards