S&T Bank Credit Cards

[difringe]

Hey all, was wondering if anyone here has any experience with applying for cards from S&T Bank. I joined them recently to take advantage of a new account bonus, and was thinking about picking up their Platinum card for the 20 months 0% APR on balance transfers. Thanks!

[Gmood1]

Looks like you'd basically be applying with Elan aka US bank.

[CreditCuriosity]

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@Gmood1 wrote:

Looks like you'd basically be applying with Elan aka US bank.

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just say no imho

@difringe if those scores are accurate in your signature in the 650 range and you are dealing with elan bank/us bank i would pass as likely a denial if not a denial a low CL would be my guess...

Also curious your sig shows a CSP with < 5k cl 4.x CL, how is this possible as must have a 5k cl for card?

[difringe]

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@Gmood1 wrote:

Looks like you'd basically be applying with Elan aka US bank.

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yea, clicking the link on the website, that appears to be the case...not used to dealing with banks that don't manage their own cards lol

i joined us bank earlier this year, maybe i'll give a shot in the summer when i've lowered my utilization