SDFCU Application Process ???

[Anonymous]

So after reading your post, your saying that regardless if I apply 2 or 3 times with Amex today, CA's will only list it as 1 HP ??? Do you think Amex will most likely pull another CA, EQ or TU, or pull EX a second time ??? I'm kinda wishing I applied like 7 AM this morning as opposed to applying just after midnight. I don't know if that could be construed as an application for yesterday, not today. Thanks !!!

[Anonymous]

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@Anonymous wrote:
So after reading your post, your saying that regardless if I apply 2 or 3 times with Amex today, CA's will only list it as 1 HP ??? Do you think Amex will most likely pull another CA, EQ or TU, or pull EX a second time ??? I'm kinda wishing I applied like 7 AM this morning as opposed to applying just after midnight. I don't know if that could be construed as an application for yesterday, not today. Thanks !!!

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There is no guarantee that it will be only one HP.  However, many people, including myself, have applied for two cards back to back and it resulted in one HP.  Either way, another HP is not the end of the world if you end up with the BCE (why not the Blue Cash preferred?).  I'd apply.  Amex only pulls EX.

[Anonymous]

I was only preferring the BCE based on no AF vs the BCP which has a $75.00 AF. But I'd be satisfied with any of them really. Just curious: if Amex did do 2 HP's today, same day, could one dispute or request the CA to remove one ?? Thanks.

[Anonymous]

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@Anonymous wrote:
I was only preferring the BCE based on no AF vs the BCP which has a $75.00 AF. But I'd be satisfied with any of them really. Just curious: if Amex did do 2 HP's today, same day, could one dispute or request the CA to remove one ?? Thanks.

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No, you would no basis for a dispute.  They have permissible purpose if they decided to do another.