SDFCU?

[Anonymous]

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@CreditInspired wrote:

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@calyx wrote:

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@Anonymous wrote:
Must wear pimp suit when applying in person. Reply back with results. 😂

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If it would get me the approval, I'd be in for it.

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For a great SL, heels of shoes must have goldfish—live goldfish 😂🤣

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And for a low APR, bring your own theme music. 

[Guyatthebeach]

Calyx,

Ive never been inside a SDFCU branch yet. I just had to submit the docs and POI online once.  When I first applied for a CC with them it was declined.  I reconned it and was approved  for $1000 a few years.  After a few annual CLI’s, it’s over $10k.  I do get some of the preapproved  check loans twice a year. They have never asked for income proof after the first time.

They are are extremely conservative, but they have been great to me.  

Guyatthebeach

[Anonymous]

Although I think PenFed may be on a different level of conservative, it seems that SDFCU may be in competition.

Not sure if its a UW risk management or prestige campaign. Could be a bit of both. NFCU seems to be doing just fine in their efforts in attracting new customers and staying viable.

I still think @Calyx should take it up a notch to differentiate himself for the in-person visit. All suggestions so far have been on point and maybe for added effect bring along a Pam Greer look-a-like in period wardrobe.

Much luck!

[calyx]

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@Guyatthebeach wrote:

Calyx,

Ive never been inside a SDFCU branch yet. I just had to submit the docs and POI online once.  When I first applied for a CC with them it was declined.  I reconned it and was approved  for $1000 a few years.  After a few annual CLI’s, it’s over $10k.  I do get some of the preapproved  check loans twice a year. They have never asked for income proof after the first time.

They are are extremely conservative, but they have been great to me.  

Guyatthebeach

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Thank you for sharing your experiences!

[calyx]

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@Anonymous wrote:

Although I think PenFed may be on a different level of conservative, it seems that SDFCU may be in competition.

Not sure if its a UW risk management or prestige campaign. Could be a bit of both. NFCU seems to be doing just fine in their efforts in attracting new customers and staying viable.

I still think @Calyx should take it up a notch to differentiate himself for the in-person visit. All suggestions so far have been on point and maybe for added effect bring along a Pam Greer look-a-like in period wardrobe.

Much luck!

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FYI: I have absolutely no problems humiliating myself in public, and I can sew like a maniac; if I thought walking in in a costume or bright outfit would get me (positive) attention, I'd be in.

[coldfusion]

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@calyx wrote:

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@Anonymous wrote:

Although I think PenFed may be on a different level of conservative, it seems that SDFCU may be in competition.

Not sure if its a UW risk management or prestige campaign. Could be a bit of both. NFCU seems to be doing just fine in their efforts in attracting new customers and staying viable.

I still think @Calyx should take it up a notch to differentiate himself for the in-person visit. All suggestions so far have been on point and maybe for added effect bring along a Pam Greer look-a-like in period wardrobe.

Much luck!

---

FYI: I have absolutely no problems humiliating myself in public, and I can sew like a maniac; if I thought walking in in a costume or bright outfit would get me (positive) attention, I'd be in.

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In that case posting a picture here would be mandatory. 

[calyx]

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@coldfusion wrote:

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@calyx wrote:

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@Anonymous wrote:

Although I think PenFed may be on a different level of conservative, it seems that SDFCU may be in competition.

Not sure if its a UW risk management or prestige campaign. Could be a bit of both. NFCU seems to be doing just fine in their efforts in attracting new customers and staying viable.

I still think @Calyx should take it up a notch to differentiate himself for the in-person visit. All suggestions so far have been on point and maybe for added effect bring along a Pam Greer look-a-like in period wardrobe.

Much luck!

---

FYI: I have absolutely no problems humiliating myself in public, and I can sew like a maniac; if I thought walking in in a costume or bright outfit would get me (positive) attention, I'd be in.

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In that case posting a picture here would be mandatory. 

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I still have my Statue of Liberty costume in the closet, that seems to be in theme.  I've also got my ren-faire stuff, my Medusa costume, my Bene Gesserit costume, my Jean Luc Picard costume, AND my Influenza one.. the older ones have been cannabilized/repurposed, but I've got options, a will, and time in the Garden to prepare

[calyx]

Now I have images of a CSR or UW having to report why they preapproved me/gave me some startlingly high inappropriate limit  "But she threatened to Gom Jabbar us!"

[coldfusion]

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@calyx wrote:

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@coldfusion wrote:

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@calyx wrote:

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@Anonymous wrote:

Although I think PenFed may be on a different level of conservative, it seems that SDFCU may be in competition.

Not sure if its a UW risk management or prestige campaign. Could be a bit of both. NFCU seems to be doing just fine in their efforts in attracting new customers and staying viable.

I still think @Calyx should take it up a notch to differentiate himself for the in-person visit. All suggestions so far have been on point and maybe for added effect bring along a Pam Greer look-a-like in period wardrobe.

Much luck!

---

FYI: I have absolutely no problems humiliating myself in public, and I can sew like a maniac; if I thought walking in in a costume or bright outfit would get me (positive) attention, I'd be in.

---

In that case posting a picture here would be mandatory. 

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I still have my Statue of Liberty costume in the closet, that seems to be in theme.  I've also got my ren-faire stuff, my Medusa costume, my Bene Gesserit costume, my Jean Luc Picard costume, AND my Influenza one.. the older ones have been cannabilized/repurposed, but I've got options, a will, and time in the Garden to prepare

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Just based on the themes I'd say start with the ren-faire stuff.