SECU MD Credit Union CLI Frequency

Anonymous · ‎11-05-2021

What is the frequency you can request a CLI on a credit card or Line of Credit?

BmoreBull · ‎11-05-2021

That’s a good question. I have had my card for over a year now and haven't asked for a request or received an automatic one. I did call and ask about an increase to my PLOC. But they told me it would be like doing a new application and requesting the amount that I wanted to increase it to. I did'nt want a hard pull just to get an increase on it. I should have asked for 15k to begin with.

Starting Fico Scores:November 2019

Current Fico Scores: January 6, 2021

Goal Scores: 700 across all three

Anonymous · ‎11-07-2021

@BmoreBull wrote:
That’s a good question. I have had my card for over a year now and haven't asked for a request or received an automatic one. I did call and ask about an increase to my PLOC. But they told me it would be like doing a new application and requesting the amount that I wanted to increase it to. I did'nt want a hard pull just to get an increase on it. I should have asked for 15k to begin with.

Thanks. I am thinking about refinancing my autoloan with SECU and using the same HP to request a CLI. I've only had my CC for a little over 60 days.

vrballard · ‎11-08-2021

The last time I called and asked for a CLI I was told it would be a hard pull. I just left it alone.