cancel
Showing results for 
Search instead for 
Did you mean: 

SECU denied CLI

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
New Member

SECU denied CLI

I've been banking with SECU since 2015 and they still have not given me a CLI. Why?? I've never had a missed payment, don't go over my CL. What can I do? Looking to pay for a medical expense and have been denied by both CareCredit and Alphaeon. Smiley Sad

Message 1 of 8
7 REPLIES 7
Valued Member

Re: SECU denied CLI

Since you're also getting denied for the other two, have you checked your credit reports? Any collections? High utilization on any cards? What are your FICO scores?
Sitting in the garden with all my gardening tools
Message 2 of 8
Moderator

Re: SECU denied CLI

Hi @knwalter95, welcome to the forums.

What were the reasons cited for being denied by SECU? What about CareCredit and Alphaeon, what reasons did they provide?
Message 3 of 8
New Member

Re: SECU denied CLI

FICO in mid 600s. Low utilization. My score has gone up about 45 points in the last two weeks so I have no clue 

Message 4 of 8
New Member

Re: SECU denied CLI

Waiting for the letters they're sending me in the mail with their reasoning :/

Message 5 of 8
Moderator

Re: SECU denied CLI

Aside from the SECU card, what does the rest of your profile look like?
Message 6 of 8
Senior Contributor

Re: SECU denied CLI

What is holding down your scores?




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>09/2019 CCT EX 829 TU 848 EQ 837
Jack Webb: "That figures. Now let me see if I got the facts straight here. Cleaning woman Clara Clifford discovered your clean copper clappers kept in a closet were copped by Claude Cooper the kleptomaniac from Cleveland. Now, is that about it?"
Message 7 of 8
Established Contributor

Re: SECU denied CLI


@Meanmchine wrote:

What is holding down your scores?


The more info you share the better the community can weigh in on your situation. On the surface, I'd just look elsewhere for a 0% intro APR card if your CU won't help you. Discover has often been a good bet for people with your score, not knowing many any other details.


AU




Starting Score: 651
Current Score: 683
Goal Score: 751

Take the myFICO Fitness Challenge
Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.