SYNC pulling EX for a Lowes App..

Anonymous · ‎03-11-2016

I applied for a Lowes card this week... Synchrony pulled EX, not TU... Seemed a little strange to me...

Anonymous · ‎03-11-2016

Same here and I was denied. I was sure they'd pull tu which has my best fico score.

MyLoFICO · ‎03-11-2016

I asked for a SP CLI on my Discount tire card and got denied. The letter they sent said they pulled EX but I got no HP on EX. That is a first for me. Glad I got my last round of CLI's when I did.

Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18

Anonymous · ‎03-11-2016

@Anonymous wrote:
I applied for a Lowes card this week... Synchrony pulled EX, not TU... Seemed a little strange to me...

Sorry to hear about the denial... Whatever report a lender pulls depends on your region /state. So Experian is probably what is pulled for your state.

MyLoFICO · ‎03-11-2016

@Anonymous wrote:
@Anonymous wrote:
I applied for a Lowes card this week... Synchrony pulled EX, not TU... Seemed a little strange to me...

Sorry to hear about the denial... Whatever report a lender pulls depends on your region /state. So Experian is probably what is pulled for your state.

I have 7 new sync accounts and tons of CLI's in the last 2 months, all have gone through TU, until Discount Tire. Sounds like some changes may be coming to Sync.

Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18

Anonymous · ‎03-11-2016

@Anonymous wrote:
@Anonymous wrote:
I applied for a Lowes card this week... Synchrony pulled EX, not TU... Seemed a little strange to me...

Sorry to hear about the denial... Whatever report a lender pulls depends on your region /state. So Experian is probably what is pulled for your state.

Sync has pulled TU for all of my accounts up until this one.

GettingBetter2015 · ‎03-11-2016

I've only had them pull TU for me... I'd be interested to see if this is a changing trend... My EX is currently my highest score.

Slowly rebuilding, learning as I go, but that's the beauty of learning...You never have to stop!

Current FICO scores: EX: 664 TU: 650 EQ: 668

Anonymous · ‎03-11-2016

They pulled TU for me back in January.

Oh how I wish they would pull EX......

Loquat · ‎03-11-2016

I'm here in the midwest and all of my Synch accounts have been TU pulls...

ddemari · ‎03-11-2016

I'm in Midwest too and synch 98% of the time
Pulls TU. Once they pulled EX for sunglass hut and new egg and once they pulled EQ for stein mart.