Scared to death to apply for amex, 5 months AAoA

[orestrus]

My very first account was opened in November, no fico scores yet. 2 cards with 1 % util. Some reported success in getting approval after 5 months. Should i wait before fico generates or try prg now. So far only pre approval link that works for me is credit 1 lol

[Anonymous]

If you currently have no Fico scores, it would not be prudent to apply.

[Anonymous]

Wait until your at 6 months and you have Fico scores, I would also wait for your EX score to be at least 680 . I was approved for both the BCE(5k) and ED(2.5k) at that point.

assuming you have a clean file.

[orestrus]

Thanks guys! Obviously file is clean and will always stay that way. Were you pre approved through pre qualif link?

[Anonymous]

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@orestrus wrote:
Thanks guys! Obviously file is clean and will always stay that way. Were you pre approved through pre qualif link?

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No prequels for me.. Just apped

[orestrus]

Did you get both -charger and revolver?

[Anonymous]

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@orestrus wrote:
Did you get both -charger and revolver?

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Just apply.

Worst that happens is you get denied and you try again in 30 days.

[Anonymous]

Nope, both revolvers ... App'd for ED first then a week later went for the BCE.

[orestrus]

Nixon, how about wasted HP? Citi not going to like it, want to try them 3rd time in 3-4 months..

[Anonymous]

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@orestrus wrote:
Nixon, how about wasted HP? Citi not going to like it, want to try them 3rd time in 3-4 months..

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Forget about citi for a while. Focus on AMEX.