Score needed for chase and Citi bank

[Anonymous]

have you try both citi and chase pre-select site?

[Creditplz]

I had 50 Inq on EX and 25 on TU and 22 on EQ. This was last week

[Anonymous]

Thx you guys for all this infor
Experian : 16 total and 7 in last 12 months
Equafax : 7 total. 3 last 12 months
Transunion : 4 total. 1 last 12 months

[Anonymous]

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@Creditplz wrote:
I had 50 Inq on EX and 25 on TU and 22 on EQ. This was last week

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[Anonymous]

I did actually tried chase web for pre approval
Get this message
Sorry we can't match you with any pre approval but you may like these cards
Citi bank also same thing

[myjourney]

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@Anonymous wrote:

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@myjourney wrote:

Totally agree 

My concern is that's a lot in 24 months and both Chase and Citi can be INQ sensitive for a thin file

OP just curious here how many HP's on EQ TU?

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Very true, but he only has 7 on EX in the past 12 months, and I know Citi is sensitive to INQs in the past 6 months. Since they typically pull EX and/or EQ, we need to know how many INQs OP has on each bureau in the past 6 months.

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You got it cause Chase is known to double pull

I have a fairly thick file and Chase is the only lender to DBL pull me each and every time I've grown accustom to it now ...Lol

Ain't that sad  Dag Chase you know I'm a bonus chaser save some for others ...SMH

Tried to get slick one time said ok since you always DBL pull me I'll app 2 cards at once and hope for a 2 for 1 deal 

Wouldn't you know it DBL first app and 1 for 2nd OMG 

The good news Chase doesn't have anymore cards I want....whewww ROFLOL

[myjourney]

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@Creditplz wrote:
I had 50 Inq on EX and 25 on TU and 22 on EQ. This was last week

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If you don't get in the GC 

[Anonymous]

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@Anonymous wrote:
Thx you guys for all this infor
Experian : 16 total and 7 in last 12 months
Equafax : 7 total. 3 last 12 months
Transunion : 4 total. 1 last 12 months

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What matters to Citi is how many inquiries you have in the past 6 months. I think you'll be fine as long as you apply using one of the mailers you got. If it were me, I would go for the Diamond Preferred because I think it's one of their easier ones to get, plus that way you can PC it to the Double Cash later on if you want to.

[Anonymous]

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@myjourney wrote:

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@Anonymous wrote:

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@myjourney wrote:

Totally agree 

My concern is that's a lot in 24 months and both Chase and Citi can be INQ sensitive for a thin file

OP just curious here how many HP's on EQ TU?

---

Very true, but he only has 7 on EX in the past 12 months, and I know Citi is sensitive to INQs in the past 6 months. Since they typically pull EX and/or EQ, we need to know how many INQs OP has on each bureau in the past 6 months.

---

You got it cause Chase is known to double pull

I have a fairly thick file and Chase is the only lender to DBL pull me each and every time I've grown accustom to it now ...Lol

Ain't that sad  Dag Chase you know I'm a bonus chaser save some for others ...SMH

Tried to get slick one time said ok since you always DBL pull me I'll app 2 cards at once and hope for a 2 for 1 deal 

Wouldn't you know it DBL first app and 1 for 2nd OMG 

The good news Chase doesn't have anymore cards I want....whewww ROFLOL

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Chase double pulled me too when I got my Freedom. They pulled EX and TU. I've heard Citi likes to double pull too, but I haven't tried them yet.

[Creditplz]

MJ!! I am in the garden!! Just trying to recon everything hahaha, it can't hurt.. BofA shut me down and told me to stop calling