Serta/iComfort SCT tip!

[Anonymous]

Is this a soft pull? I was pre approved after doing what the op said. Says min purchase required 4500. Does that mean I will get that limit? I have a j crew card. Two secured cards. And two capital one. None come close to that limit so I figured I would add it for uti. After that, no more store cards. Thanks

[DeeBee78]

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@Italiannyc17 wrote:

Is this a soft pull? I was pre approved after doing what the op said. Says min purchase required 4500. Does that mean I will get that limit? I have a j crew card. Two secured cards. And two capital one. None come close to that limit so I figured I would add it for uti. After that, no more store cards. Thanks

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It does not mean you're preapproved for that amount, that's just the minimum purchase amount required to get the interest-free financing. What I did was put a very expensive bed in my shopping cart (like $7,000), then did the shopping cart trick. I was able to see my preapproval amount, but some people have reported not seeing it. 

[Ron1]

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@DeeBee78 wrote:

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@Italiannyc17 wrote:

Is this a soft pull? I was pre approved after doing what the op said. Says min purchase required 4500. Does that mean I will get that limit? I have a j crew card. Two secured cards. And two capital one. None come close to that limit so I figured I would add it for uti. After that, no more store cards. Thanks

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It does not mean you're preapproved for that amount, that's just the minimum purchase amount required to get the interest-free financing. What I did was put a very expensive bed in my shopping cart (like $7,000), then did the shopping cart trick. I was able to see my preapproval amount, but some people have reported not seeing it. 

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You cannot see the approval amount until you accepted the offer.

Ron.

[cinnamongirl]

I did NOT see my pre-approved amount in the pop up . Turns out the total my cart was OVER my pre approved amount... I was hoping  the more I put in the more I'd be approved for! I had over $8k in shopping cart and was approved for $4500 (bumped to $5250 after cli request)

[Ron1]

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@cinnamongirl wrote:

I did NOT see my pre-approved amount in the pop up . Turns out the total my cart was OVER my pre approved amount... I was hoping  the more I put in the more I'd be approved for! I had over $8k in shopping cart and was approved for $4500 (bumped to $5250 after cli request)

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I only put $7000 into the cart ( bed, bed frame and 1 accessories mattress cover).  That's what I did. You might get the pop-up. Good luck.

Ron.

[Anonymous]

I tried this in every possible yesterday just to see if I could hpget it to popup but no luck.  I am in the market for new bed but can't decide between the Serta or Tempurpedic

[Anonymous]

Is it generally a good starting limit? Which for me means anything over 3000 since my highest card is 500 lol

[Ron1]

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@Anonymous wrote:

I tried this in every possible yesterday just to see if I could hpget it to popup but no luck.  I am in the market for new bed but can't decide between the Serta or Tempurpedic

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It might take over a month to get pre-approval. You need to follow my instruction in the other post.

Ron.

[Anonymous]

Got the pre-approval, and said I was "interested," but weenied out on going further. lol  

[Anonymous]

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@Italiannyc17 wrote:

Is it generally a good starting limit? Which for me means anything over 3000 since my highest card is 500 lol

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My pre-approval amount for Serta two days ago was $3500 and I was able to hit the luv button and get it up to $4250.  My highest Comenity card is $500, if that gives you an idea of the kind of amounts they are giving at Serta.