Should I apply for Bilt Mastercard?

[Fernando1]

I'm thinking about applying for Bilt Mastercard, but I recently got 2 Wells Fargo cards: Choice Rewards (9 months ago) and Autograph (2 months ago). Last month I also got an Amex Delta Blue Card.

When I applied for Choice Rewards, I lived in California and Equifax was pulled. For Autograph I had already moved to Oregon and Experian was pulled.

I now have 6 HP EX (2/6, 3/12, 6/24), 2 HP EQ (0/6, 1/12, 2/24), and 3 HP TU (0/6, 0/12, 3 /24). I'm afraid of applying and being denied because I have a lot of HP in the EX.

My F8 are 742 EX, 739 EQ, 739 TU

Do you think if I freeze my EX, Wells Fargo would pull EQ or TU instead of EX?

If so, could the fact that I have 2 new accounts (Autograph and Amex Delta Blue) affect my application?

[CreditCuriosity]

Don't believe you can thought was 6 months between WF accounts.  To answer your question also WF will pull whom they want usually based on geo location no way to force them to pull another cra.

[markbeiser]

I've no idea what WF looks for in a credit profile for approval, but if you rent, you definitely should have one, and if you don't rent, it is a pointless card.

[FicoMike0]

I've heard that wells is 6 months between cards. I'm quite sure they are recent inquiry sensitive.

[Gregory1776]

Probably wouldn't hurt to wait the few months to be 0/6 or even better 0/12