Should I apply for another store card?

[Anonymous]

Right now I only have Cap One $700, Credit One $1k, Vs $350  and just got approved for Discover $1400...... I closed my Cap One last year b4 I started looking on this site.. My Vs was open May 2015, My Credit One was open for almost 2yrs ago. My curent scores are in my Sig..... Should I apply for another store card or anything to help build or just leave what I have?

I've had a total of 5 Auto loan, one I'm still leasing, 2 personal loans from CU, and pay as agreed student loan...... all good accounts never late.....

I have one issue on my TU but score just updated to 682 fico 8........ no issues on EQ 655 fico 8 but everything was not reported like my Bmw lease that's open now and a few others...... my Ex is frozen which is my lowest score with 2-3 issues. Any advice is appreciated!

[Anonymous]

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@Anonymous wrote:

Right now I only have Cap One $700, Credit One $1k, Vs $350  and just got approved for Discover $1400...... I closed my Cap One last year b4 I started looking on this site.. My Vs was open May 2015, My Credit One was open for almost 2yrs ago. My curent scores are in my Sig..... Should I apply for another store card or anything to help build or just leave what I have?

I've had a total of 5 Auto loan, one I'm still leasing, 2 personal loans from CU, and pay as agreed student loan...... all good accounts never late.....

I have one issue on my TU but score just updated to 682 fico 8........ no issues on EQ 655 fico 8 but everything was not reported like my Bmw lease that's open now and a few others...... my Ex is frozen which is my lowest score with 2-3 issues. Any advice is appreciated!

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You don't need another store card.  Just use what you have

[Anonymous]

Thanx Irish80!

[Anonymous]

Leave the store cards ALONE. You don't need them, and them don't add value to your profile. In fact, they can cost you points more than a regular bank card. Focus on what you have and keeping your utilization low and pay ahead. You're on your way to 700. Don't do anything to upset your progress. Stay the course. 

Patience is the hardest thing to do or exercise after we have faced our fear of getting our financial house in order.