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I really want this card for a trip to Arizona that me and my GF are taking soon but I just got approved for 3 cards in the past 15 days, and 5 cards total in the past 60 days...
Current scores are 708-724:
Past 15 days:
NFCU Plat 18k Limit
USAA Limitless $6k Limit
Discover IT $3k Limit
Past 60:
Chase FU $4.5k
AMEX BCE $2k
Past 8 Months:
Chase Sapphire Reserve $10k Limit
Chase Amazon Prime Rewards Visa 1.5k Limit
Will these recent new accounts make it an auto denial?
It is hard to say as each profile is different. If you want the card, then apply for it.
@Anonymous wrote:It is hard to say as each profile is different. If you want the card, then apply for it.
Well I definitely do want it..I'm just a little nervous that opening up 8 accounts in my first 7 months of credit could get my cards shut down. Do you think this is a possibility or am I fine? All other aspects of my profile are great. Never missed a payment, no derogatorys, AAOA is like 3 years because of student loans.
@Anonymous wrote:
@Anonymous wrote:It is hard to say as each profile is different. If you want the card, then apply for it.
Well I definitely do want it..I'm just a little nervous that opening up 8 accounts in my first 7 months of credit could get my cards shut down. Do you think this is a possibility or am I fine? All other aspects of my profile are great. Never missed a payment, no derogatorys, AAOA is like 3 years because of student loans.
If you would have asked me 2 years ago, I would have said it is ; unlikely, but strange things have been happening credit wise lately. I haven't read anything about USAA or NFCU being skittish. I think you would be okay with Amex; I have 3 cards with them and I've been okay, but I haven't gotten any new cards recently though. I don't have recent experience with Chase as I'm blacklisted. I guess the question is, " Can you wait another 6 to 12 months to apply for this card just to be on the safe side?"
Yeah Chase seems to be the most reckless. I think I'm gonna hold off. I really love the Alaska airlines card but getting blacklisted by a company isn't worth it. I think I'll pickup that when I grab my prestige in 6 months. Hopefully it still exists by then.