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Should I apply for the BOA Alaska Airlines card or wait?

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Anonymous
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Should I apply for the BOA Alaska Airlines card or wait?

I really want this card for a trip to Arizona that me and my GF are taking soon but I just got approved for 3 cards in the past 15 days, and 5 cards total in the past 60 days...

Current scores are 708-724:

Past 15 days:

NFCU Plat 18k Limit

USAA Limitless $6k Limit

Discover IT $3k Limit

 

Past 60:

Chase FU $4.5k

AMEX BCE $2k

 

Past 8 Months:

Chase Sapphire Reserve $10k Limit

Chase Amazon Prime Rewards Visa 1.5k Limit

 

Will these recent new accounts make it an auto denial?

Message 1 of 5
4 REPLIES 4
Anonymous
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Re: Should I apply for the BOA Alaska Airlines card or wait?

It is hard to say as each profile is different.  If you want the card, then apply for it. 

Message 2 of 5
Anonymous
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Re: Should I apply for the BOA Alaska Airlines card or wait?


@Anonymous wrote:

It is hard to say as each profile is different.  If you want the card, then apply for it. 


Well I definitely do want it..I'm just a little nervous that opening up 8 accounts in my first 7 months of credit could get my cards shut down. Do you think this is a possibility or am I fine? All other aspects of my profile are great. Never missed a payment, no derogatorys, AAOA is like 3 years because of student loans. 

Message 3 of 5
Anonymous
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Re: Should I apply for the BOA Alaska Airlines card or wait?


@Anonymous wrote:

@Anonymous wrote:

It is hard to say as each profile is different.  If you want the card, then apply for it. 


Well I definitely do want it..I'm just a little nervous that opening up 8 accounts in my first 7 months of credit could get my cards shut down. Do you think this is a possibility or am I fine? All other aspects of my profile are great. Never missed a payment, no derogatorys, AAOA is like 3 years because of student loans. 


If you would have asked me 2 years ago, I would have said it is ; unlikely, but strange things have been happening credit wise lately.  I haven't read anything about USAA or NFCU being skittish.  I think you would be okay with Amex; I have 3 cards with them and I've been okay, but I haven't gotten any new cards recently though.  I don't have recent  experience with Chase as I'm blacklisted. I guess the question is, " Can you wait another 6 to 12 months to apply for this card just to be on the safe side?"

Message 4 of 5
Anonymous
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Re: Should I apply for the BOA Alaska Airlines card or wait?

Yeah Chase seems to be the most reckless. I think I'm gonna hold off. I really love the Alaska airlines card but getting blacklisted by a company isn't worth it. I think I'll pickup that when I grab my prestige in 6 months. Hopefully it still exists by then. 

Message 5 of 5
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