I have outstanding credit. I'm in a really good place financially. I have no need for a cli. Should I request one anyway? Also, how much is "a lot?" I see this 
I'm 31, with an average credit line of 6000. My usage is < 1%. My credit score is > 800.
@Anonymous wrote:I have outstanding credit. I'm in a really good place financially. I have no need for a cli. Should I request one anyway? Also, how much is "a lot?" I see this
I'm 31, with an average credit line of 6000. My usage is < 1%. My credit score is > 800.
I saw your screen name SPRINK and it reminded me of a thoroughbred horse named SPRINK that used to compete in marathons on the inner turf course at aqueduct race track. the horse was trained by Gil Puentes who also owned him. he bought sprink out of a cheap claiming race at a small track for i think 6500 . the horse never raced on turf but had the breeding to do so. Gil Puentes put sprink on the turf and he instantly became a decent g2/g3 graded stakes router.. when i say routes i mean routes, 1 mile and a half to 2 and a half miles. Sprink would open up 20 lengths early and try to hold off the cavalry. One horse that caught him a few times was thunder puddles. this was back in the early 1980's.
As far as asking for a cli remember they will look at your entire profile, length of credit, dti, util, and how long you had the card to mention a few.
@SUPERSQUID wrote:
@Anonymous wrote:I have outstanding credit. I'm in a really good place financially. I have no need for a cli. Should I request one anyway? Also, how much is "a lot?" I see this
I'm 31, with an average credit line of 6000. My usage is < 1%. My credit score is > 800.I saw your screen name SPRINK and it reminded me of a thoroughbred horse named SPRINK that used to compete in marathons on the inner turf course at aqueduct race track. the horse was trained by Gil Puentes who also owned him. he bought sprink out of a cheap claiming race at a small track for i think 6500 . the horse never raced on turf but had the breeding to do so. Gil Puentes put sprink on the turf and he instantly became a decent g2/g3 graded stakes router.. when i say routes i mean routes, 1 mile and a half to 2 and a half miles. Sprink would open up 20 lengths early and try to hold off the cavalry. One horse that caught him a few times was thunder puddles. this was back in the early 1980's.
As far as asking for a cli remember they will look at your entire profile, length of credit, dti, util, and how long you had the card to mention a few.
Hahaha, no relation. My online name was RainbowSprinklez, and someone started calling me Sprink 
Thanks for your response!
@Anonymous wrote:I have outstanding credit. I'm in a really good place financially. I have no need for a cli. Should I request one anyway? Also, how much is "a lot?" I see this
I'm 31, with an average credit line of 6000. My usage is < 1%. My credit score is > 800.
I would, but only if it's a soft pull.
