Should I try Walmart?

[Anonymous]

I use Credit Karma & it shows my TU as 523 and EQ 526 and Credit Sesame shows EX at 523. I just ordered myFICO scores and they show TU 557 EQ 539 and EX 573.

I have a CapOne $200 secured card and a CapOne QuicksilverOne $500

Should I try Walmart??
Do I trust myFICO scores??

[Kirmie2010]

I wasnt able to get a walmart store card until about 640.  I wouldnt try with those scores but who knows.

[Pitt570]

i wouldnt try walmart yet...let those secure cards age as you dont want to start wasting hp...i agree with above poster i wasnt able to get my walmart until i hit about 630-640...but thats up to you...my opinion is to wait...and if you ordered your true myfico scores then yes they are accurate but walmart can be using a different interal score which could be different than your myfico 

[Anonymous]

No, not yet.  

[Anonymous]

Thanks for the answers! I will wait and use my two CapOne cards for awhile!

[Jerry45]

Let your 2 credit lines age and get some quality payment history. Having the unsecured Cap 1 CL helps a lot.

Do you have many baddies?

[Anonymous]

GL on your decesion! 

[Anonymous]

Nope work on cleaning up your reports. Get your scores around 625-635 first. 

[Anonymous]

I got a Walmart and amazon at 620.

[jamie123]

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@Anonymous wrote:
I got a Walmart and amazon at 620.

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Yeah, Walmart seems to want 620+ to be approved for their card.