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Should I.....

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Anonymous
Not applicable

Re: Should I.....


@Anonymous wrote:

might apply for the cap 1....Was thinking they wouldnt mess with me any more....might as well go for it....  inq 5 ex 1 tu 2 equifax


10K-20K on a Venture credit limit and you're saying you "might" apply?  Smiley Happy

 

To each his own.  Good luck sir.

Message 11 of 25
Creditaddict
Legendary Contributor

Re: Should I.....

Check cap1 pre-qual
Message 12 of 25
Anonymous
Not applicable

Re: Should I.....

LOL......Pre qualify was a no go

Message 13 of 25
Anonymous
Not applicable

Re: Should I.....


@Anonymous wrote:

LOL......Pre qualify was a no go


This is why I don't tell people to use the pre-qual.  It holds you back from the cards you can actually get  Smiley Happy

Message 14 of 25
Anonymous
Not applicable

Re: Should I.....

LOL.....was concerned about the old cap 1 ...but imma try it..keep u posted

Message 15 of 25
Anonymous
Not applicable

Re: Should I.....

And 1 more thing...only my macys is showing on my reports...should i wait for my other cards to report or just go for it...Venture

Message 16 of 25
Anonymous
Not applicable

Re: Should I.....


@Anonymous wrote:

And 1 more thing...only my macys is showing on my reports...should i wait for my other cards to report or just go for it...Venture


You don't want the others to report...that is the point of doing a spree.    App now before they report.

 

If you wait for the new cards to report, you will be stuck in 6 months of gardening before being able to apply again.

 

Get the Venture, Walmart and Amazon.  THEN you garden for 6 months, no need to sell yourself short.

 

Message 17 of 25
Anonymous
Not applicable

Re: Should I.....

Just did and got approved for 10,000...Thanks guys...I love this board.......Going in the garden for 6-12 Months

Message 18 of 25
Creditaddict
Legendary Contributor

Re: Should I.....

I'd wait... I would want the new accounts reporting when not showing a pre-qual either
Message 19 of 25
NRB525
Super Contributor

Re: Should I.....


@Anonymous wrote:

@Anonymous wrote:

And 1 more thing...only my macys is showing on my reports...should i wait for my other cards to report or just go for it...Venture


You don't want the others to report...that is the point of doing a spree.    App now before they report.

 


OP, Think through your app decisions on your own.

You are getting encouragement from people with dozens of cards each. They know how to get cards. That knowledge is useful, but should only be applied if it fits your current situation and goals.

 

If it were me, I'd stop now, because the PRG and possibly other cards come with bonus spend requirements, and will put many more cards in your wallet than you are used to now. The Venture will be there later, if you decide to go for it.

 

Given a slightly blemished past with CapOne, I would also be sceptical of the promise of $10k - $20k. Only an actual app will reveal any limit, but don't be surprised if it is $5k due to limited recent history with them, and only having one card reporting. Even the $5k is a speculation, only CapOne knows for sure. But the Venture comes with its' own heavy spend requirement to get the bonus.

Message 20 of 25
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