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Snnchrony Bank

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NichelleN
Established Contributor

Re: Snnchrony Bank

Experiences really do vary with Credit Solutions. Within 60 days of having Amazon and Walmart my limits went from $600 to $5K and from $800 to $6K. Lowe's went from $800 to $12K before receiving the card.

 

On the other hand, I could *never* get a CLI using the luv button. I never tried chat.

More than enough credit.
Message 11 of 17
Ron1
Super Contributor

Re: Snnchrony Bank

Sometimes, I got a big CLI thru chat even CLI got denied. I got denied many times. It depends on your credit history and the type of the card.

Ron.
Message 12 of 17
Anonymous
Not applicable

Re: Snnchrony Bank

I think score does have something to do with it. Got approved for Amazon, $600. I thought it would be pretty easy to get an increase based on everything I read but so far no go. I've tried luv button and chat. My TU was 638 at the time of requests.
Message 13 of 17
Anonymous
Not applicable

Re: Snnchrony Bank

Recently I apped for Walmart card online, instant approval 1k SL, called Credit Solutions three times for CLI, zero luck so far. My Score is in 660ish range

Message 14 of 17
Anonymous
Not applicable

Re: Snnchrony Bank

In your case I wouldn't listen to the credit hoarders around here, and just wait until your TU score is above at least 660 if not 680.  Where they are at right now, you're not going to get anywhere.  My Wally account is at $400 but I'm in no position to be asking for CLIs at this point.  Income and credit profile management matter as well, not just who's the easiest to get money out of. 

Message 15 of 17
TekkenQQ7
Established Contributor

Re: Snnchrony Bank

Keep chatting and don't give up



Message 16 of 17
Countingpennies
Established Contributor

Re: Snnchrony Bank

I had a CLI on my Amazon card via luv button shortly after opening the card about 2 1/2 yrs. ago. Has not worked on any of my Synch. and always denied on Chat and the few times I called CS. My scores were 650ish when I applied for most of them.  Recently approved for CareCredit at $2300 called a week later and it was raised to $6k. My scores are now, recently, over 670. After success with CareCredit, I decided to call on all of them. All were raised from hundreds to $4k, $5k, 6k. When asked how much I wanted, I said $5k, (didn't want to ask for more, watching my overall available credit.) Each one either said congrats on $5k or countered with $4k or $6k.

 

In my situation, 670+ TU was the difference. No change in income.

Message 17 of 17
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