So CapOne has prequaled me for the QS1...

[Anonymous]

But I don't want that one LOL. Anyone had experience being prequaled for one of CapOne's lower tier cards but applying for and being approved for a better one? I would only be interested in getting back with them if I could get a VentureOne or Venture. What y'all think?

[Anonymous]

Why not get them both? You are allowed 2 cards from the lower tier cards and 3-5 of the higher tier cards from what I have read.

[Anonymous]

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@Anonymous wrote:

Why not get them both? You are allowed 2 cards from the lower tier cards and 3-5 of the higher tier cards from what I have read.

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Well I don't really have use for a card with a super low limit which I'm certain the lower tier cards are. I've becomea little smug about my credit profile since Chase started giving me prime cards LOL. I would really like one more travel card which is why I'm interested in either of the Venture products. But if they gave me some $500 QS1 it would never get used.

[SunriseEarth]

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@Anonymous wrote:

But I don't want that one LOL. Anyone had experience being prequaled for one of CapOne's lower tier cards but applying for and being approved for a better one? I would only be interested in getting back with them if I could get a VentureOne or Venture. What y'all think?

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Why don't you just get the QS1 for now and PC to Venture or VentureOne later?

[Anonymous]

No sign up bonuses if I did that! Right?

[CreditCuriosity]

Hold off, you have better NO AF cards atm..  As your profile increases, if you want the QS or regular venture it will show up sooner than later..  The UW is pretty simple for either cards.  You have some nice cards now, wait another few months, get the pre-appoval then jump on it if you want it.  Just my 2 cents...  you don't want to get stuck with the QS1 with a 500 SL and w/af with your current cards IMO.  You would be going backwards in my opinion getting the QS1 on building up your profile. 

[Anonymous]

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@CreditCuriousity wrote:

Hold off, you have better NO AF cards atm..  As your profile increases, if you want the QS or regular venture it will show up sooner than later..  The UW is pretty simple for either cards.  You have some nice cards now, wait another few months, get the pre-appoval then jump on it if you want it.  Just my 2 cents...  you don't want to get stuck with the QS1 with a 500 SL and w/af with your current cards IMO.  You would be going backwards in my opinion getting the QS1 on building up your profile. 

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I feel like you're my credit big brother LOL. I appreciate you always offering great advice. I shall hold off til they prequalify me for the better cards!

[CreditCuriosity]

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@Anonymous wrote:

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@CreditCuriousity wrote:

Hold off, you have better NO AF cards atm..  As your profile increases, if you want the QS or regular venture it will show up sooner than later..  The UW is pretty simple for either cards.  You have some nice cards now, wait another few months, get the pre-appoval then jump on it if you want it.  Just my 2 cents...  you don't want to get stuck with the QS1 with a 500 SL and w/af with your current cards IMO.  You would be going backwards in my opinion getting the QS1 on building up your profile. 

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I feel like you're my credit big brother LOL. I appreciate you always offering great advice. I shall hold off til they prequalify me for the better cards!

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lol