So, Synchrony, what is your credit policy? - myFICO® Forums - 6431041

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Monthly spend: $2-3K

Carried balance: $0-$500

I've been stuck at $15,000 for the past year. This is my second 180 day notice of the same denial reason. Am I at my max?

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You may need to call it's Credit Solutions Dept. if you want higher limit.

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@username7 wrote:

Monthly spend: $2-3K
Carried balance: $0-$500

I've been stuck at $15,000 for the past year. This is my second 180 day notice of the same denial reason. Am I at my max?

Is this your only SYNCB account? Which product is it? Not knowing much about your profile, potentially you may have reached the max given your reported income to SYNCB + any other exposure you may have with them (if any) and other internal factors.

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I get the same message when requesting a CLI on my Synchrony MasterCard (formerly Toys R Us card). I've been stuck at $10k with only a couple CLIs in the past several years to get there.

Same message whether calling in to Credit Solutions or requesting online.

AMEX Gold | Purdue FCU $20,000 | FNBO Evergreen $15,000 | TFCU Plat Visa $15,000 | PenFed Platinum Rewards $15,000 | PenFed Pathfinder $15,000 | Citizen's Bank Cash Back+ $15,000 | Synchrony Premier MC $10,000 | SG Visa $10,000 | NFCU MoreRewards $7,000 | NFCU cashRewards $17,000 | Discover IT $6,000 | Capital One BuyPower $950 | AMEX BCP $5,000 | AMEX Amazon Prime Business $3,000

B&H Payboo Card $15,000 | Amazon Prime Card $10,000 | PC Richard Card $15,000 | Target RedCard $2,000 | Walmart Store Card $1,400 | Shell Gas Card $1,200 | Overstock Store Card $7,000 | Kohl's Store Card $3,000

Spring Cleaning:
C̶a̶p̶i̶t̶a̶l̶ ̶O̶n̶e̶ ̶Q̶u̶i̶c̶k̶S̶i̶l̶v̶e̶r̶ ̶$̶1̶,̶0̶0̶0̶ | C̶r̶e̶d̶i̶t̶ ̶O̶n̶e̶ ̶V̶i̶s̶a̶ ̶$̶1̶,̶2̶0̶0̶ | M̶e̶r̶r̶i̶c̶k̶ ̶B̶a̶n̶k̶ ̶$̶2̶,̶7̶0̶0̶ | M̶a̶r̶v̶e̶l̶ ̶M̶a̶s̶t̶e̶r̶c̶a̶r̶d̶ ̶$̶1̶,̶̶2̶0̶0̶ | C̶o̶m̶e̶n̶i̶t̶y̶ ̶M̶a̶s̶t̶e̶r̶C̶a̶r̶d̶ ̶$̶1̶,̶1̶8̶0̶

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