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regions website does card pre approvals that tell you our sl and Apr before you accept the card for the hard pull
does anyone other than Apple and regions do this?
Tried the preapproval out at regions purely out of curiosity to see what they would offer.
their aprs range from 19.24 to 29.99%
they offered choice of three cards with an Apr of 21.24% after 12 months of 0% for BT and purchases but the limit they were offering was only $1750 so I passed.
Here are a few based on my recent expereince. I learned about these from older post (if I find I can link it)
Soft pull with terms displaying
Apple Card
GM Personal Cards by Goldman Sachs
SoFi MasterCard
Upgrade Visa Cards
MLS Forward MasterCard by Avant (newer card)
Patelco Credit Union - IME it displayed CL but not interest
Hit or Miss
Gemini (WebBank) - It's hit or miss with the limit/terms
PenFed - Never worked for me because I've maxed my exposure with them
Nasa Federal Credit Union - It's shown me terms before but now I get an error saying they need to verify who I am
100% Softpull - No terms displayed
Amex
Capital One Walmart Cards (Retail and MC)
CareCredit
Sam's Club Cards (Retail and MC)
WayFair (Retail and MC)
Discover Card
Walgreens (Retail and MC)
No impact if delined BUT will HP if approved
PayPal MasterCard
Venmo Visa
I dont have the links handy but happy to update if it helps when I have some time.
Edit: spelling corrections
Can you describe Walmart more? I have a store card for years and was always told to apply if i wanted an MC upgrade. But with Crap One and the 3 CRA pull, i avoided it.
Crazy I have a GM Buss account with $32k SL....I just checked for person $3.5k SL and 24% APR....I declined lol