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Sony Financing?

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Sony Financing?

I'm wondering if anyone has experience with the Sony Leasing program, "a program of De Lage Landen financial services, Inc." They're offering 12/24 months with 0% interest on certain camera equipment. Link here: https://pro.sony/ue_US/products/broadcast-zero-percent-financing

 

I have 2 card accounts open currently, $17,000 (total) credit limit with less than $1000 used on 1, the other has a $0 balance - both Capital One MC's. One of these was opened 60 days ago.

 

My quesiton is: is it too soon to look to open another line of credit like this? And as I started, wondering if anyone has had prior experience in maybe knowing requirements. Experian is a 717 as of today while "CreditWise" through Capital One is saying 687.

 

Thanks in advance for any insight!

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SouthJamaica
Mega Contributor

Re: Sony Financing?


@lastchapter_AM wrote:

I'm wondering if anyone has experience with the Sony Leasing program, "a program of De Lage Landen financial services, Inc." They're offering 12/24 months with 0% interest on certain camera equipment. Link here: https://pro.sony/ue_US/products/broadcast-zero-percent-financing

 

I have 2 card accounts open currently, $17,000 (total) credit limit with less than $1000 used on 1, the other has a $0 balance - both Capital One MC's. One of these was opened 60 days ago.

 

My quesiton is: is it too soon to look to open another line of credit like this? And as I started, wondering if anyone has had prior experience in maybe knowing requirements. Experian is a 717 as of today while "CreditWise" through Capital One is saying 687.

 

Thanks in advance for any insight!


I would be cautious about signing on for something like that. Be sure to investigate whether it gets reported as a "consumer finance account", and if it does, don't even think about it. CFA's aren't great for your scores.

 

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




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Re: Sony Financing?

Good to know, thank you.

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