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I was just approved for this Free Spirit Points Mastercard for Spirit Airlines but a very low SL. Is there a back door number for this card to get an increase? Id like them to match my highest CL at least which is 4k.
The card says it is issued by First Bank and Trust.
Is this the new card issued by Mercury Financial that has the AF? Just want to make sure that you aren't talking about the co-branded card issued by Bank of America.
No this one doesnt have an AF
It is from this site.
myfreespiritpointscard dot com
I thought it had an AF, sounds like I was wrong.
But, Mercury Financial itself is not a bank but they do have a partnership with First Bank & Trust. I don't have any contact information but as a starting point this is the correct bank https://www.bankeasy.com
@CreditGuy03 wrote:I was just approved for this Free Spirit Points Mastercard for Spirit Airlines but a very low SL. Is there a back door number for this card to get an increase? Id like them to match my highest CL at least which is 4k.
The card says it is issued by First Bank and Trust.
If you find a way to get through, post an update @CreditGuy03. Me thinks it's probably unlikely given the financial institution, but one never knows.
You sure? Looking at their website, it looks like it doesn't have a annual fee the first year but anything after it does.






TU: 743 [2 Inquiry] | EQ: 742 (FAKO) [0 Inquiry] | EX: 753 [4 Inquiries]
AAoA = 2 years, AAoOA = 3 year 1 months
Update:
I called the number on the back of the card and they said you can't request cli's they do periodic evaluations for increases.
To the sock drawer this goes
What was the approved limit on the card @CreditGuy03? Since this is the subprime version of a similar card offered by BoA, it was unlikely they would've matched your other limits.
Why not use the card to build history and then see if a CLI is possible down the road?