I had 1 INQ on all 3 that was 23 months old. Scores were 703 - 739. App'd 5 and got all 5 but ALL pulled EQ and Cap1, of course, pulled all 3 - so save them for last since they aren't INQ sensitive. I then app'd Chase and got the thumbs down due to too many INQs....that is why I am in the garden. I see folks here with huge inq #s, but I prefer to keep mine low. My scores dropped until some of the accts reported and they bounced right back.
Starting Score: 472
@Anonymous wrote:Yesterday I just posted that i went 4 for 4 like a great baseball outing. Now, I've read on creditkarma and other sites that some people open 2 browsers at once or use different IP addresses like it's ticketmaster for the Foo Fighters (insert whomever) or something. I don't think you need to be that hardcore. If your scores are higher with one reporting agency than another, check out who pulls what threads and see if you can do that in your favor. If you haven't apped in months and months I'd say its safe to do 4+. If you disclose income higher than what's recorded already by your existing creditors even by just a little, it's logical if youre making more you can handle more credit. Many banks issue that inquiry as soon as you get a confirmation email, sometimes not. Play the game as you're going to get a hard pull on every single one. If it doesnt happen, come back and share/brag to us!
What does the IP address to do with different credit companies?
Lets say, i app for CITI, CHASE, BOFA at same time in same browser or at different browser at same seconds. is there a problem with same IP addr?
