Spree vs Snail

[Creditaddict]

No

[jesseh]

Fraud prevention dept ('verification' no) say it's not an ID issue, lending dept needs to make a decision. Chose not to be transferred.

Waiting is really hard. If I call lending dept at least I get a decision...

It's not that I need a Freedom, it's just a card I think I'll keep forever. I'm fine with transferring credit from the IHG to the Freedom..

[Creditaddict]

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@jesseh wrote:

Fraud prevention dept ('verification' no) say it's not an ID issue, lending dept needs to make a decision. Chose not to be transferred.

Waiting is really hard. If I call lending dept at least I get a decision...

It's not that I need a Freedom, it's just a card I think I'll keep forever. I'm fine with transferring credit from the IHG to the Freedom..

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then call but be prepared to answer why you want 3 cards in 1 day.

[jesseh]

Argh, they pulled all three creditors. Probably wouldn't have pulled TU as well if I wouldn't have gone for the freedom too, oh well.

[Creditaddict]

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@jesseh wrote:

Argh, they pulled all three creditors. Probably wouldn't have pulled TU as well if I wouldn't have gone for the freedom too, oh well.

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now you my as well talk to credit!!!

but you need to apply for some things outside of chase while your at it.

[jesseh]

Glad I checked my reports. 

Thanks so much for helping me out

Which card do you suggest? Barclay? Arrival or Arr Plus?

[Creditaddict]

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@jesseh wrote:

Glad I checked my reports. 

Thanks so much for helping me out

Which card do you suggest? Barclay? Arrival or Arr Plus?

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if you doing arrival my as well get the biggest sign up bonus.

[elim]

You're going to miss out on some bonuses unless you can spend 5 digits in 3 months.

[jesseh]

I'm gonna miss out on all sign up bonusses... I don't expect to get the CSP or ihg bonus.

So the sign up bonusses are no reason to apply for me at all. (although the first spend bonus on the ihg is nice)

Which cards should I go for?

Preapprovals:
Barclay: Rewards (you may also be interested in Ring, Arrival Plus)

Amex: BCE, ED, Green, Gold

Cap1: QSone, Platinum

Citi: DC, AA plat select, TY Pref. (you may also be interested in TY Premier, Hhonors)

or something else?

[NRB525]

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@jesseh wrote:

I'm gonna miss out on all sign up bonusses... I don't expect to get the CSP or ihg bonus.

So the sign up bonusses are no reason to apply for me at all. (although the first spend bonus on the ihg is nice)

Which cards should I go for?

Preapprovals:
Barclay: Rewards (you may also be interested in Ring, Arrival Plus)

Amex: BCE, ED, Green, Gold

Cap1: QSone, Platinum

Citi: DC, AA plat select, TY Pref. (you may also be interested in TY Premier, Hhonors)

or something else?

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This is quite sad. Congrats on the spree results, it indicates you have good credit.

You do realize that credit limits are NOT real money? That bonus earnings for spend on opening a card IS real money?