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Came out the Garden early an applied for Barclay Rewards. Denied then recon. Denied again due to current card balances not yet updated on credit report.(waited 2 weeks after statement cut to apply) So I app'd for CapOne Platinum & CreditOne Platinum. Approved for CreditOne $500 & waiting for CapOne to finish Income Verification. I had 0 INQ before app'd Barclay, BK7 2 years old, uti was still 40% on report. I'll wait til next year an try them again after I purchase my house.
Sorry 😐 to here that. Keep chugging along. 6 months try again. Get that utilization down and age the BK. You will be fine. . You will get there.