try amex they are good, one the best card so far I have and discover it very good too. Chase and Citi they too hight class card, they dont like BK or any dirty thing in your report even if you pray or beg to them lol.
AX is no different than CITI or CHASE. I tried to get in with them earlier this year and was given the same response. Honestly had I not had so many newly opened accts I would have been approved by CHASE. They were willing to overlook the BK unlike AX. Already partially in with CITI as between my wife and I we have 3 cards Secured VISA, Sears MC and Cotsco Visa. CITI will also approve me once I allow things to settle down.
Maybe give it more time. They might let you back in at a much later date or they may forever hold a grudge. 
2012 ended up being a bad year for me, and as a result, I ended up burning all of the credit card companies that gave me a chance. Looking back, I think I was very fortunate to get 2 credit cards from Chase, despite the low limits ($300 and $1000). Maybe being a longtime Chase banking customer helped me a little, I don't know. I was also very lucky to get in with Discover, who also gave me my highest limit card. When all of the baddies fall off of my credit report during the next 2 years, I'd like to take another crack at Discover with their secured card. I'm not even going to bother with Chase. It was tough getting my foot in the door with them before I burned them. I think they'd just laugh if they ever saw another credit card application from me, lol.
Consider yourself lucky that u were approved shy of 5 years post BK. She should recon and mention your approval as ammunition. They were very nice to me when I recon despite still being a no go but in my case it had nothing to do with the BK but was in regards to too many recently opened accounts.
Thanks for the advice but I will wait until my accounts age and I meet 5/24. Need to do that anyway. Almost 20 new accounts in the past year.
It was 200k but I recently close some accounts. Now around 150k TCL with 5% UT