Store Cards

[Anonymous]

I am currently in the rebuilding stages of my credit..

Scores are between 650-680 with 3 baddies that are 3-5 years old. 

Excellent history as of Oct ' 2014 

Current cards I own: Cap1 ($2k) Cap1 ($1.5k) CapQS ($1.5k) Barclays ($1k) Chase Slate ($500) Auto Lease Loan ($13k)

Which of the store cards are easiest to get approved for? I applied for Citi cards and get declined, so any card that's not backed by Citi would be preferred. 

Any insight would be helpful, thank you!

[Anonymous]

Have you tried Macy's?

[Anonymous]

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@Anonymous wrote:

I am currently in the rebuilding stages of my credit..

Scores are between 650-680 with 3 baddies that are 3-5 years old. 

Excellent history as of Oct ' 2014 

Current cards I own: Cap1 ($2k) Cap1 ($1.5k) CapQS ($1.5k) Barclays ($1k) Chase Slate ($500) Auto Lease Loan ($13k)

Which of the store cards are easiest to get approved for? I applied for Citi cards and get declined, so any card that's not backed by Citi would be preferred. 

Any insight would be helpful, thank you!

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Is there a particular store card you want /that fits your need?  Or you just want any store card?

[Scupra]

You only need 3 revolving lines to maximize FICO, why add a store card?

[Anonymous]

I would say the cards you have will work just fine.  No store cards needed.  Citi sucks anyway.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

I am currently in the rebuilding stages of my credit..

Scores are between 650-680 with 3 baddies that are 3-5 years old. 

Excellent history as of Oct ' 2014 

Current cards I own: Cap1 ($2k) Cap1 ($1.5k) CapQS ($1.5k) Barclays ($1k) Chase Slate ($500) Auto Lease Loan ($13k)

Which of the store cards are easiest to get approved for? I applied for Citi cards and get declined, so any card that's not backed by Citi would be preferred. 

Any insight would be helpful, thank you!

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Is there a particular store card you want /that fits your need?  Or you just want any store card?

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No particular store, but I'm guessing Walmart or Amazon would be nice? I applied for the Amazon card back in October and got denied. However, my scores then were a lot lower than they are now..

[Anonymous]

No store cards it is..

Thank you guys!

[joedtx]

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@Anonymous wrote:

No store cards it is..

Thank you guys!

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Good decision! Some make the mistake early in the process of getting multiple store cards which ultimately they don't need and won't benefit them. Focus on the cards that will bring you value and grow them with time you'll find yourself with a great CS and CL's that will be elevated because you're spending will be targeted so you'll reap the rewards and the account balances will reflect positively with those creditors.