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Store credit cards

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Anonymous
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Store credit cards

reccomend any stores credit cards ?

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Store credit cards

Walmart, Sam's Club, Amazon, and Lowes-Synchrony Bank.

JCrew and Overstock-Comenity Bank.

Those tend to give good CLIs.  I had a VS card, but closed it because they never would increase it.

Message 2 of 11
Berk
Established Contributor

Re: Store credit cards


@Anonymous wrote:

reccomend any stores credit cards ?


Ones that work for you. Don't get store cards just to get them. I have the Amazon store card, Kohls, Home Depot, Dell, and Best Buy. Kohls for sales, Amazon for 5% cash back as a bill credit (I buy a whole lot from Amazon) and the Home Depot, Dell, and Best Buy for the financing.

Message 3 of 11
Anonymous
Not applicable

Re: Store credit cards

Yeah Amazon would make sense do a lot of shopping on there, thanks

Message 4 of 11
Anonymous
Not applicable

Re: Store credit cards

Neiman Marcus!

Message 5 of 11
Anonymous
Not applicable

Re: Store credit cards

jsailman, if you apply for amazon then don't take the initial limit. when you get the "card" (lol) in the mail log on to the account and talk to a rep (during business hours) and get it increased. mine went from $900 to $3,500 without even using it once lol.
Message 6 of 11
Anonymous
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Re: Store credit cards

you can do the chat online.
Message 7 of 11
Anonymous
Not applicable

Re: Store credit cards

If you have Amazon Prime, then the Amazon store card is a good one. Overstock is decent. Target and Kohl's aren't too bad (except for the low SLs). Most store cards are easier to get than regular credit cards, so decide what stores you shop at frequently, and look to see what benefits their card offers. Don't get them just to get them, get the ones that make sense to you and you will use.

Message 8 of 11
DeadlyPersona
Frequent Contributor

Re: Store credit cards


@Anonymous wrote:

reccomend any stores credit cards ?


I would say depending on where you shop at the most and then decide from there.  Also, look into what stores will give you rewards, coupons, sales, CLIs (without hard pulls), etc.  For me, I chose Victoria's Secret, Old Navy, Belk, JCP to name a few.  

 

VS I can use at Bath & Body Works.  Old Navy can be used at Gap and Banana Republic.  So, take those things into account in your decision making as well.

Message 9 of 11
Anonymous
Not applicable

Re: Store credit cards


@Anonymous wrote:

Walmart, Sam's Club, Amazon, and Lowes-Synchrony Bank.

JCrew and Overstock-Comenity Bank.

Those tend to give good CLIs.  I had a VS card, but closed it because they never would increase it.


Don't forget Lowe's!  Smiley Wink

Message 10 of 11
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