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@Anonymous wrote:
Thanks for your feedback.
I honestly dont remember what banks were involved in my bk.
Have you tried the Chase Pre-qualifier on their site to see if anything pops up for you? Could you list the cards you'd like to have?
I would try Citi, Cap 1 and Chase. See if you're pre-qualified for any of them. My friend who has scores around you was able to get a Cap 1 Venture without a pre-qual. It's always worth a try if you don't mind the HP....
Edit to add: or a Credit Union....
I went to doctor of credit & used that to pre qualify. Im not sure which banks it pulls info from. I'll try Chase tonight & see what shows up.
laurie, we couldn't match your records to a Pre-Qualified credit card offer. See below for 4 other cards you may like. CITI
Chase didnt come up ith anything except suggested cards; non said pre approved.
What kind of travel rewards do you like? Airline, hotels, general travel rewards points? With those scores you could probably qualify for the Stash Hotel Visa, but that has an annual fee. I cancelled mine because they refused to upgrade me to a visa signature, but Synchrony Bank which issues that card has been known to be accepting of those scores.
My suggestion would be to join NFCU, they have great cards with no annual fee, and give out very generous card limits. There are a number of threads on here, and anyone can join NFCU now.
@Anonymous wrote:What kind of travel rewards do you like? Airline, hotels, general travel rewards points? With those scores you could probably qualify for the Stash Hotel Visa, but that has an annual fee. I cancelled mine because they refused to upgrade me to a visa signature, but Synchrony Bank which issues that card has been known to be accepting of those scores.
My suggestion would be to join NFCU, they have great cards with no annual fee, and give out very generous card limits. There are a number of threads on here, and anyone can join NFCU now.
anyone??? wait what? please enlighten a noob! tia!
@Anonymous wrote:
@Anonymous wrote:What kind of travel rewards do you like? Airline, hotels, general travel rewards points? With those scores you could probably qualify for the Stash Hotel Visa, but that has an annual fee. I cancelled mine because they refused to upgrade me to a visa signature, but Synchrony Bank which issues that card has been known to be accepting of those scores.
My suggestion would be to join NFCU, they have great cards with no annual fee, and give out very generous card limits. There are a number of threads on here, and anyone can join NFCU now.
anyone??? wait what? please enlighten a noob! tia!
YUP! Anyone, it has been discussed at length on this forum, you must join the Navy League of San Diego which costs $25 and email in your application. Once it is processed which takes about two days you are a full member and can apply for any product they have. There is a thread called "NLUS San Diego alive and well" that details the entire process.
Thanks for all the feedback!
NFCU gives credit cards for people that have scores similar to mine?
@Anonymous wrote:Thanks for all the feedback!
NFCU gives credit cards for people that have scores similar to mine?
Yes, they may for some reason deny your application, however you can easily recon with them and you *SHOULD* get a card. they are very BK friendly, have high limits, their cards don't have international transaction fees which is nice, and you can easily get credit limit increases as well. You'll need to join NavyLeage Sandiego chapter, and then fill out the paper application and email it to them. Don't fax ANYTHING they will loose it.
@Anonymous wrote:
TU just went to 675. The other two cra seem stuck for now.
You should still be fine. NFCU is accepting of nearly all credit profiles.