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hey all! after overcoming some financial woes in 2020/2021, I was approved for the Amazon Store Card in March of this year for a whopping $400. fast forward 3 statements and I'm getting the "insufficient experience with current limit" denial when I hit the Luv button. I've racked up and paid off about 7 times now... waiting for my most recent payment (which they randomly placed on a hold) to clear before asking again.
Synchrony has my TU score at 633 (as of 7/2) where everywhere else it's 650+. Do I even have a chance calling credit solutions or should I just give up until I see 650+ with Synchrony? I have about $1000 worth of stuff I'd like to get through Prime Day and want to take adavantage of promo financing and 6% back.
Thoughts?
Synchrony reports Vantage 4.0 scores, which could account for the scoring variation.
Wait another 3 months before trying again.