Sorry for the late reply and for resurrecting an old thread.
And you all are correct. The scores they used are all over the place, with different scoring models and not the most recent pull when the CLI is requested.
The reason I have been trying to get CLI because I have just recently closed on my new home last month. A lot of shopping to do so just wanted the extra CL to soften the blow of high utilization coming up soon.
If that is the case you might need to wait a little as your address updates. It takes a reporting cycle for a lender to put it in. That is one of those things that can throw an automated system off for no obvious reason and cause an auto-denial.
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