Synchronny Mastercard 2% cash back CLI UPDATED 5/20/23 Closed the Account

[mgood]

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@AndySoCal wrote:  @mgood  I am of the opinion at the moment that this is may be part of the credit tightening that I have heard about. 

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I suspect you meant to tag @Gmood1 
I know, the name is similar.

[AndySoCal]

@mgood  Sorry about that

[mgood]

Hey, no problem. I was just a little confused since I haven't posted in this thread and don't have a Synchrony card, so I was like "What does this have to do with me?" Then I scanned through the thread and saw @Gmood1 was in this.

[longtimelurker]

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@mgood wrote:

Hey, no problem. I was just a little confused since I haven't posted in this thread and don't have a Synchrony card, so I was like "What does this have to do with me?" Then I scanned through the thread and saw @Gmood1 was in this.

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Oh right, and yes, we are supposed to believe you are different people!  OK, wink wink 

[CH-7-Mission-Accomplished]

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@Adkins wrote:

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@CH-7-Mission-Accomplished wrote:

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@AndySoCal wrote:

@coldfusion @M_Smart007  I called Synchronny regarding the CLI request and it was denied.

@805orbust  @Gmood1   FBNO is not an option for me I live out of their footprint. I looked at PenFed in order to recieve the two percent I would need to open a checking account. At this point that is something I am not willing to do. I may change my mind later on.

Thank you everyone for your input. Now I have to figure out what the next steps are. I will  have a better idea what they after I recieve the letter.

The original CLI request was from the LUV button.

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I would wait to get the letter before you act, but consider the Alliant Signature card.   It pays 2.5% cash back if you meet three requirements:

1.  Have at least one direct deposit monthly.  (I deposit $5 monthly.  You do not have to direct deposit your paycheck.)

2.  Maintain an average balance of $1000 in their "high yield" checking account that current pays 0.25%, which is better than 0.

3.  Sign up for electronic statements.

If for some reason you mess up and miss one of those three, they will only pay you 1.5% for the next quarter.   Your tier is decided quarterly.

I signed up for this card  5 years post-bankruptcy filing and got a $25K limit instant approval.  

Alliant is also excellent for auto loans.  I've gotten two from them at the best current market rate (most recent loan 1 year ago at 2.25%)   In each case I applied to three of the big credit unions in one night and by the following morning I had approvals with no proof of income or any other requirements - before I even received a single e-mail from the others.  

Alliant also has a great HUB for transacting ACH payments.

I belong to five ocredit unions and Alliant is the best of the best IMHO.  (I'm a member of Navy, Penfed, DCU & BECU as well.)

Alliant pulls Transunion and uses Vantage Score 4.   

Alliant is my go-to card for any spend that doesn't earn greater than 2.5%.

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Allaint moved to a monthly tier destination last August , in case you missed the announcement. 

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Thank you for pointing this out.  No need to peddle false information.

[Adkins]

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@CH-7-Mission-Accomplished wrote:

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@Adkins wrote:

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@CH-7-Mission-Accomplished wrote:

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@AndySoCal wrote:

@coldfusion @M_Smart007  I called Synchronny regarding the CLI request and it was denied.

@805orbust  @Gmood1   FBNO is not an option for me I live out of their footprint. I looked at PenFed in order to recieve the two percent I would need to open a checking account. At this point that is something I am not willing to do. I may change my mind later on.

Thank you everyone for your input. Now I have to figure out what the next steps are. I will  have a better idea what they after I recieve the letter.

The original CLI request was from the LUV button.

---

I would wait to get the letter before you act, but consider the Alliant Signature card.   It pays 2.5% cash back if you meet three requirements:

1.  Have at least one direct deposit monthly.  (I deposit $5 monthly.  You do not have to direct deposit your paycheck.)

2.  Maintain an average balance of $1000 in their "high yield" checking account that current pays 0.25%, which is better than 0.

3.  Sign up for electronic statements.

If for some reason you mess up and miss one of those three, they will only pay you 1.5% for the next quarter.   Your tier is decided quarterly.

I signed up for this card  5 years post-bankruptcy filing and got a $25K limit instant approval.  

Alliant is also excellent for auto loans.  I've gotten two from them at the best current market rate (most recent loan 1 year ago at 2.25%)   In each case I applied to three of the big credit unions in one night and by the following morning I had approvals with no proof of income or any other requirements - before I even received a single e-mail from the others.  

Alliant also has a great HUB for transacting ACH payments.

I belong to five ocredit unions and Alliant is the best of the best IMHO.  (I'm a member of Navy, Penfed, DCU & BECU as well.)

Alliant pulls Transunion and uses Vantage Score 4.   

Alliant is my go-to card for any spend that doesn't earn greater than 2.5%.

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Allaint moved to a monthly tier destination last August , in case you missed the announcement. 

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Thank you for pointing this out.  No need to peddle false information.

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N/p. We're all here to help one another and learn. 

[AndySoCal]

Updated my post

[coldfusion]

I think you fatfingered the date when you updated the thread subject, 5/23/23 isn't until next Tuesday ;-)

[AndySoCal]

@coldfusion  I corrected the date.  Thank you