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Synchrony Bank/Financial inquiry

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Creditcurious74
Frequent Contributor

Synchrony Bank/Financial inquiry

Hey guys, on Feb 17th I applied for the Sony Financial card and was approved...Over the weekend decided to apply for Amazon card which I was not aware is by same bank, I was denied but noticed a HP was not done. Do they use same HP from recent application?

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Anonymous
Not applicable

Re: Synchrony Bank/Financial inquiry


@Creditcurious74 wrote:

Hey guys, on Feb 17th I applied for the Sony Financial card and was approved...Over the weekend decided to apply for Amazon card which I was not aware is by same bank, I was denied but noticed a HP was not done. Do they use same HP from recent application?


I have a Sony Visa but its issued by Capital One. Which Sony Financial card are you talking about? 

Message 2 of 5
Creditcurious74
Frequent Contributor

Re: Synchrony Bank/Financial inquiry


@Anonymous wrote:

@Creditcurious74 wrote:

Hey guys, on Feb 17th I applied for the Sony Financial card and was approved...Over the weekend decided to apply for Amazon card which I was not aware is by same bank, I was denied but noticed a HP was not done. Do they use same HP from recent application?


I have a Sony Visa but its issued by Capital One. Which Sony Financial card are you talking about? 


Sony website have two credit card, the Sony card is by Capital One and Sony Financial Service which is service by Synchrony Bank. Here's the link

 

http://store.sony.com/-cms-page.content.credit-financing-options

Message 3 of 5
Anonymous
Not applicable

Re: Synchrony Bank/Financial inquiry

Oh cool!! I didnt know that!!

Message 4 of 5
FinStar
Moderator Emeritus

Re: Synchrony Bank/Financial inquiry


@Creditcurious74 wrote:

Hey guys, on Feb 17th I applied for the Sony Financial card and was approved...Over the weekend decided to apply for Amazon card which I was not aware is by same bank, I was denied but noticed a HP was not done. Do they use same HP from recent application?


AFAIK, I'm not aware that they would use the same HP from Sony Financial and Amazon Store, let alone a month later.  SYNCB can pull EX or TU for some CCs.  So, I would recommend that if you are using any monitoring service, allow some time to see if any HP registers.  Otherwise, check your CRs if in doubt.

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