Interesting post, as Synch bank holds several store accounts. My first dealing with them was just two years ago after applying for a Lowe's Pro card. I received a call from them asking me to unlock my Experian file, even though this was a new business, with a Duns number. Got a $10K limit assigned, August 2018. Applied for Chase unlimited card the same day, cli $21600 without asking.
No love lost with Capital one, I've had both a Venture and Quicksilver cards for years and ask for a cli each year; nothing doing. You don't carry a balance is their excuse. I tell them that my kitchen remodel costs $20K, however it falls upon deaf ears.
You might try Home Depot, Citi seems a little easier to deal with. I just got a Pro card there, 10K limit without asking, and you can enjoy an additional 5% off each purchase.
Just applied for Harbor Freight (Synch Bank), hell I'm in there weekly for something. 5% off, plus they let you stack coupons and inside track club discounts. I'll let you know how that goes, as I want to buy a roofing coil nailer next. I'm out of work, so I might as well fix my house, and I'm officially a licensed home improvement contractor as of yesterday. Synch is kind of a stiff bank, apr is 29.75%, late fee up to $38?
Experian 850 08/16/2020 pull Fico 8 model.
