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I opened a Care Credit account in Dec 2020. 6k SL, (600 balance). This is my only current Synchrony account. I am interested in
the Lowes card for the 5% discount. I plan on maxing the Care account out in two weeks due to a procedure then pay it off quickly.
Scores at time of Care Credit approval were around 660 with five 4-5 year old CO's and two collections. One $9k collection has fallen off but scores havent increased yet. My question is this, since i was approved for CC would I have a better chance for the Lowes card
especially since a large collection fell off and is Synchrony open to approving multiple accounts a few weeks apart? If I am going to
app for Lowes i need to do it before the balance on the CC account increases. Any help is appreciated.
I would recommend the Lowe's CC online pre-qualification to gauge the odds of approval, but I would wait until your scores are updated. An item to keep in mind, though, if you apply for Lowe's and are approved, maxing out the CareCredit account (even for a short period) might spook SYNCB. Just some food for thought.